Description: This paper summarizes and evaluates the CLASS Act's provisions and concludes it appears an expensive program. The paper proposes and discusses a Social Security/Long Term Care plan forming a four-pillar model for long term care. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: Paper estimates the burden of chronic disability on the U.S. elderly population, using sex-specific measures of long-term care LTC service use, intensity and costs.

Description: The paper will focus on two broad areas, integration of insurance products with investment products to mitigate the risk of outliving one’s assets in post-retirement financial planning. Modeling and pricing for the longevity risk in the secondary market in insurance.

Description: In this session, the following essays from the Society of Actuaries Living to 100 Call for Essays are presented. Essays: Potential for Mortality Improvement from Cognitive and Psychological Factors – Gordon Woo, – Ph. D. How Growing Inequality in the United States Makes Long-Term Care Financing Reform A Lot Harder – Karl Polzer – MPA Alcohol and Mortality, Sam Gutterman, FSA, CERA, FCA, FCA, HONFIA, MAAA

Description: The chairperson discusses the health of the long term care industry in four key areas: investment, legitimacy, execution, and promotion.

Description: This article reviews the data and methodology used to arrive at this seemingly incredible rate, compares the Li/Jensen results with those of recent industry studies, and suggests areas for further study for both LTCI actuaries and the authors.

Description: This report is the result of the Long-Term Care Medical Symposium and aims to provide the long-term care actuary with environmental context for considering morbidity and other macro factors that may impact LTC experience in the long term.

Description: Unmet needs and implications for long-term care financing in Singapore.

Description: An exploration of actuarial and other financial issues involved with Continuing Care Retirement Communities, which are also known as Life Plan Communities

Description: LTC insurers can proactively identify policyholders more likely to go on claim in the near future, and methods to potentially delay or prevent claims, benefiting company and customer.