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Financial Underwriting for Individual Life Insurance
insurable interest. In those circumstances extra care must be taken in underwriting the financial risk ... amount of personal insurance permissible is a direct function of the proportion of income deemed properly ...- Authors: John Gummere, Michael Hale, Robert E Hunstad, Courtland C Smith, Charles N Walker, Harry A Woodman, Andrew C Webster, Maxwell Baskin, Alexander Marshall, Application Administrator
- Date: Oct 1973
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Underwriting - Life Insurance
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Pension Section News
to individuals (income, medical and long-term care) is not, by itself, a solution. Chairperson’s Corner ... have a common law responsibility to act with due care when providing these services, and pension ac- ...- Authors: Application Administrator, C. Genno, Steven Siegel, Emily Kessler, Lauren M Bloom, Sari Harrel
- Date: Apr 2006
- Publication Name: Pension Section News
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The UP-94 and GAR-94 Tables: Issues in Choosing the Appropriate Table
contracts, even if it is suffering losses. This is in direct contrast to the situation for uninsured plans, ... Overall Adequacy of Funding Is the Primary Concern The primary concern of pension funding is that adequate ...- Authors: Christopher M Bone, Lindsay Malkiewich, Marilyn Miller Oliver, Application Administrator, Henry N Winslow
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality
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Product Matters! February 2007, Issue No. 67
They are proposing a short-term solu- tion to take care of the nonforfeiture changes needed in the regulations ... team play in pricing? Why should pricing actuaries care? In Canada, we have been pricing in a principles-based ...- Authors: Application Administrator, Jeffrey Beckley, Donna Claire, Sharon Giffen, Douglas Bennett, Brent Hamann, Kenneth Joyce, Ronora Stryker, Daniel Bret Cathcart, Dominique Lebel
- Date: Feb 2007
- Publication Name: Product Matters!
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Segmenting the Middle Market: Retirement Risks and Solutions-Phase 1 Report
also regarding the assessment and impact of health care risks. Finally, the Social Security administration ... influence the definition of relevant segments. The primary source for income and net worth information was ...- Authors: Application Administrator, Brent Hamann
- Date: Apr 2009
- Competency: External Forces & Industry Knowledge
- Topics: Pensions & Retirement>Retirement risks
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Bancassurance & Product Development
something more than that. In those countries we see direct acquisitions where one organization owns both banks ... than what they'll get on traditional direct mall marketing or direct response marketing. Because of that ...- Authors: Debra Esker Cunningham, Alan Finkelstein, Steven Gathje, Application Administrator, Julie Andrews
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments
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Demutualization
them. 2. Stock ownership provides easier, more direct, and more substantial access to the public equity ... half of all the surplus remaining after you take care of the dividend prospects in the closed branch.- Authors: Ira Friedman, David H Jungk, James H MacNaughton, Application Administrator, Walter Shur
- Date: Apr 1985
- Competency: Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Public Policy
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Report2002_20060418(1)
future economic downturns may be different, so care must be used in interpreting and using the results ... As shown in the graph, incidence rates, the primary driver of economic loss rates, more than doubled ...- Authors: Application Administrator
- Date: Jan 2012
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Universal Life Update
surveyed. These are the questions that will form the primary discussion of our panelists today. The questions ... design is used. Others suggest that com- missions to direct agents and PPGA's will move to higher levels.- Authors: Christian J DesRochers, Robert D Hogue, Application Administrator, R Stephen Radcliffe
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Back to the Future with Medicare: What Lies Ahead?
associate administrator for management at the Health Care Financing Administration (HCFA). He has been the ... Benefits Inpatient hospital care Physician services Skilled nursing care Outpatient hospital services ...- Authors: Application Administrator, Richard Foster, Roland E King, Joseph Antos, Robert Lynch
- Date: Jun 1996
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Social Insurance>Medicare