Description: This 1969 report continues an annual series of reports covering mortality experience since 1924 with retired lives under group deferred annuity and deposit administration contracts. This study includes 1968 data.

Description: Presents the 1983 and 1984 calendar-year experience of retired individuals who are coverd under insured pension plans in the United States and Canada.

Description: Learn about the potential insured risks from wildfires to individual life and health companies.

Description: The Society of Actuaries Research Institute’s new report examines how inland flood risk and loss may change across the U.S. in the future because of climate change. The AIR Inland Flood Model for the U.S. and the AIR Hurricane Model for the U.S. were used to evaluate how changes in flooding will impact insurable losses in the future.

Description: The Society of Actuaries released research in 2007, performed by Jim Toole, that develops a model for a U.S. individual life insurance company to consider its potential liability exposure as a result of a pandemic. Sponsored by the Mortality and Longevity Strategic Research Program Steering Committee, this paper updates several model assumptions including mortality in light of COVID-19.

Description: The Retirement Plans Experience Committee (RPEC) hired Ernst & Young to perform a literature review and assessment of mortality improvement rates in the United States population.

Description: Z-factor analysis under a principles-based approach for U.S. life insurance products. Under PBA, the Z-Factor is a measure of margin in excess of the best estimate assumptions embedded in the statutory reserves of a life insurance product or block of business. Specifically, our assignment was to explore the applicability of the Z-Factor calculation when considering the risk margins and minimum required capital under PBA.

Description: This page contains research and research tools related to U.S. population data.

Description: Spring 2008 Retirement Company/Sponsor Perspective – U.S. syllabus.

Description: This article summarizes the results of the first part of a U.S. Appointed Actuaries survey asking about the usefulness of the various documents that have been created to guide valuation actuaries.