Description: 2021 ImpACT Conference -Session 8E: Flow Reinsurance on Trial: You Decide 10.27.21 Recording

Description: Web page hosting description and links to nine Troubled Health Care System topics. Page additionally provides a link to Overall Summary.

Description: The health insurance industry has historically used several factors to develop premium rates. Many of these, e.g. gender rating, have been largely eliminated from health insurance rating practices by regulations as the Patient Protection and Affordable Care Act (ACA) because they were determined as inequitable. However, several other factors still remain as differentiators in premium rates charged to individuals and groups. In conjunction with the SOA, researchers studied whether there could be ‘ghost’ rating factors, like race, ethnicity, or socioeconomic status, that are inherently included in some of these remaining allowable factors. Review results and opportunities for future research. By attending this session, you will be challenged to think about traditional rating factors in a different way. Rather than focusing on whether certain factors are sound based on the underlying claims cost, this session will focus on whether or not these factors are impacting certain socioeconomic or racial/ethnic groups disparately.

Description: Summary of the National Conference on Medical Costs, held in Washington, D.C. on June 28-29, 1967.

Description: This is the second annual report on the study of the morbidity experience of Group Comprehensive Medical Expense insurance. From Transactions of the Society of Actuaries 1964 Reports.

Description: The Required Minimum Distribution [RMD] working group of the Taxation Section has completed research in determing the actuarial present value of additional benefits for computing RMD under deferred annuity contracts. This Appendix E spreadsheet is for the Guaranteed Minimum Withdrawal Benefit [GMWB] calculation. See the SOA website research section for the complete report and excel spreadsheet for the other appendices.

Description: This is the SOA website page displaying the table of contents for Risk Management: The Current Financial Crisis, Lessons Learned and Future Implications series of essays.

Description: Illustration testing can be complicated as the number of in-force illustrations continue to grow. AG 49 and AG 49-A complicate management of policies that have indexed based interest credits. This workshop will encourage discussion of practices and problems faced by companies complying with the Illustration Model Regulations, ASOP 24 and/or AG 49/AG 49-A.

Description: 2021 ImpACT Conference -Session 8B: Combination Product Development and Risk Management 10.27.21 Recording