Description: This chart that outlines a cultural shift and a change in the day-to-day buisness decision-making and processes, rather than a once-and-done event. This chart is from an article in The Actuary magazine titled Value-Based Enterprise Risk Management.

Description: One year ago, in my first of four issues as editor, I pledged to try to provide at least one article in each of the five topic categories that are the focus of our section. The five categories are: Management 1. People management (leadership, recruiting, etc.) 2. Business management (decision-making, etc.) Personal Development 3. Career development (marketing yourself, interviewing, etc.) 4. Communication skills (presentations, writing, listening, etc.) 5. Interpersonal skills (negotiation, influence, etc.) From The Stepping Stone, January 2005, Issue No. 17.

Description: An illustrative deterministic scenario if shown in this chart. Customer service quality decreases noticeably in the new annuity product line. This chart is from an article in The Actuary magazine entitled Value-Based Enterprise Risk Management.

Description: In an SOA survey, employer's view of Actuaries was measured. This table reflects the responses given. From "Protecting the Future Image of the Actuary" by Sim Segal featured in The Actuary Magazine, February 2005.

Description: This chart is a result of an SOA survey on the importance of business savvy skills. From the article "Protecting the Future Image of the Actuary" by Sim Segal featured in The Actuary Magazine, February 2005.

Description: Full version of The Stepping Stone Newsletter, October 2004, Issue No. 16.

Description: This table reflects results based on an SOA survey of actuaries and employers. From article "Protecting the Future Image of the Actuary" by Sim Segal featured in The Actuary Magazine, February 2005.

Description: In this article, the editor talks about the contents of this issue of the Risk Management Newsletter. Also mentioned are the three categories the newsletter tries to cover 1. Risk Identification, 2. Risk Response, and 3. Risk Culture & Disclosures.

Description: The editor highlights the articles in this newsletter and points out how they cover a variety of business-savvy categories.

Description: The value-based ERM approach is a robust yet practical synthesis of enterprise risk management and value-based management, and has been used to help a range of companies – financial services companies, non-financial services companies, and non-corporate entities alike – successfully implement their ERM programs and integrate ERM into their decision-making processes.