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Understanding LTC Policy Termination Experience
Termination Experience In 2015, LIMRA partnered with the SOA on a study that focused on examining individual ... percent of the LTC lives inforce over the study period 2000-2011. This article discusses an area of emphasis ...Description: In 2015, LIMRA partnered with the SOA on a study that focused on examining individual LTC policy termination experience including both voluntary lapse and mortality results. This work was based on data submitted by 22 LTC carriers representing approximately 75 percent of the LTC lives inforce over the study period 2000-2011. This article discusses an area of emphasis for the policy terminations work which was to better understand the impact of data quality on reported results given the continued difficulty for insurers in accurately distinguishing voluntary lapse activity from deaths.
Hide- Authors: Marianne C Purushotham
- Date: May 2016
- Competency: External Forces & Industry Knowledge>External forces and business performance; External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: Long-Term Care News
- Topics: Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Mortality