Description: 1993 SOA Meeting, Quebec. This session is about life company solvency. The speakers discussed whether they believe the industry has stabilized and gave us their perceptions on what the future holds and what companies can do to remain solvent. Topics included: 1. A quick solvency review. 2. Summary of the Duff & Phelps rating process. 3. The key issue facing the life insurance industry today - real estate. 4. How a rating agency views and uses RBC. 5. How to use ratings or, basically, what ratings are and what they aren't. 6. The future of the life, health, and annuity industry with respect to solvency. 7. The capital markets generally and their view of the life sector specifically.

Description: 1994 SOA Spring Meeting, Orlando. This session is about the actuary's developing role in regulating insurance worldwide.

Description: This panel addressed the multitude of issues companies face as banks and insurers become partners. Panelists discussed: 1. Legal issues surrounding mergers of banks and insurers, including the focus of federal regulators. 2. Recent applications by insurers for thrift charters and acquisitions of thrifts. 3. Successful bancassurance models in other parts of the world and best practices applicable in the U.S. 4. U.S. bank distribution models. 5. Financial implications of the manufacturers and distributors having the same parent, including impact on product development, underwriting, and transfer pricing. 6. Impact on carriers relying on banks for distribution when those banks merge with other carriers.

Description: 2003 Valuation Actuary Symposium, San Diego, CA. This session discussed the considerations in performing due diligence on a reinsurance partner and the impact of deteriorating credit quality. Topics included: 1. Letters of credit 2. Arbitration and disputes. 3. Impact of mergers and acquisitions. 4. Offshore reinsurance. 5. NAIC issues.

Description: A discussion of the market opportunities for offering Stable Value Funds across the world.