Description: The viability and future outlook for the individual disability industry has dramatically improved from where it was 10 years ago. Evidence of this turn–around can be found in the industry's current profitability and its development of new markets. This article discusses where the market stands today.

Description: This is a paper about providing disability income insurance in sub-Saharan Africa, e.g., Kenya, where in 2005, more than 10% of Kenya's population had some form of disability. The major causes of disability for adults aged 20 and over were HIV/AIDS, road accidents, work-related injuries, and inadequate preventive and rehabilitation services in cases of illness.

Description: This session is about the current insurance topics such as: Experience rating problems, Long term disability problems, Health Maintenance Organizations Reinsurance.

Description: Panelists discuss the types of adverse selection faced by disability insurers and the manner in which companies deal with the risk in different markets. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 5

Description: This discussion shares a few observations about the recent developments in the Social Security Disability Insurance program including recent trends in the incidence and termination rates, recent legislative proposals, individual product ideas and changes. From Record of the Society of Actuaries 1978, Volume 4, No. 4.

Description: This paper presents and analyzes data on disability and disability termination rates from group waiver of premium, group disability income, individual loss-of-time business and the OASDI system. The paper also presents the differences in disability termination rates between male and female and the possible causes. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.

Description: 1993 SOA Spring Meeting, San Diego. This session discussion is about the economy and its impact on Group Long Term Disability profits. Also addressed were the current LTD market environment, legislative changes, new product development, and cash flow testing.

Description: This session from the 1995 SOA Vancouver Meeting covers individual non-cancellable DI by three major writers who discuss their view of the viability of non-cancellable DI and some of the steps their companies have taken or are planning to take to address their concerns. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: Essay where payers desiring to optimize health gains per dollar spent should avoid “across the board” cost sharing, and instead implement a “value based” design that removes barriers/provides incentives to encourage desired behaviors for patients and providers.