Description: Discusses mortality improvements over the last 20 years, the extent to which premiums on nonparticipating policies reflect the changes in mortality experience, the proposed new valuation table, should valuation tables be split by gender, and extra mortality on substandard lives at very long durations.

Description: This paper develops the apportionate basis for the immediate payment of claims as an alternative to continuous functions. A new function, the apportionable annuity due, is defined and derived and formulas for net premiums and terminal reserves on the apportionable basis are developed. Then an investigation is made of the relationship of net premiums and terminal reserves on the apportionable basis to the corresponding functions on the continuous functions basis.

Description: Covers the experience from 1978 to 1983 policy anniversaries for individual life insurance.

Description: Provides study results for both medically and non-medically underwritten business. Gender analysis is also provided for the period between the 1956 - 1961 anniversaries. Cause of death analysis is provided for the period between the 1959 - 1961 anniversaries, for which gender splits are also provided.

Description: Discussion about: A. New forms of policies and riders, and new options which have been introduced and their level of success, B. Changes in the use of: i Settlement options? ii Special conversion options? iii Automatic premium loans? C. Recent changes in settlement option bases D. The experience of smaller companies with respect to replacement problems, and compliancecwith state replacement regulations? Discussion about new forms of policies, changes in the use of settlement options and what other smaller companies are doing about replacement problems.

Description: Covers the experience between policy anniversaries in 1973 - 1978 in the first twenty-five policy years after issue i.e., 1949 - 1977. For issues of 1974 and later the classification 'large amount' refers to policies of $100,000 or more prior to 1974 the classification includes policies of $50,000 or more.

Description: Covers individual life Canadian mortality experience for 1988 - 1989 anniversaries. Historical data from 1981 forward is also shown.

Description: Latest in series of annual reports on intercompany mortality experience under Standard Ordinary life insurance policies, providing data from 1979 - 1980 anniversaries and 1975 - 1980 anniversaries. Both medically and non-medically underwritten experience is included.

Description: Covers mortality experience for Canadian standard ordinary life insurance policies for the period 1989 - 1990 anniversaries. Historical data is also shown from 1982 forward.

Description: Covers individual life mortality experience between 1980 - 1981 anniversaries and 1976 - 1981 anniversaries.