Description: Research report describing the results of an Emerging Risks Survey conducted in November 2008. Emerging risks can be thought of from two perspectives: completely new risks that have never been seen before, and risks that are evolving in unexpected ways.

Description: Summary of market opportunity research, October, 2002. The report is a high level description of research conducted among employers to identify skill sets valued in today's marketplace and to identify perceptions of the actuarial profession.

Description: To penetrate the market of those who today are concerned about future long-term care needs, LTCI providers will need to combine strategies for financial sustainability with the consumer- driven product design focus of the early to mid-1990s.

Description: Presentation of some of the factors to be considered, and approaches which might be employed, in valuing a life insurance company.

Description: Glossary terms for 2011 Global Risk Survey.

Description: This paper presents a new perspective on three basic financial quantities: assets, liabilities and surplus. The new perspective is developed through a re-examination of the fundamental concepts inherent in these quantities. This re-examination clarifies the difference between the concept and the various rules commonly used to establish their numerical value. With the benefit of this clarification, an alternate approach to the development of surplus is presented. From Actuarial Research Clearing House 1993, VOL. 3.

Description: This paper addresses the success stories about how continuous process improvement programs and the use of statistical methods have cut costs in companies while improving the quality of products. Suggestions regarding implementation are presented. From Actuarial Research Clearing House 1993, VOL. 1.

Description: The SOA concluded surveys that examined the actuarial profession from the perspectives of SOA members and employers. This report presents major conclusions based on the results of these surveys. The analysis has two main objectives: • To compare actuaries’ and employers’ views of actuarial performance on skills that are valuable in today’s market. • To compare actuaries’ and employers’ images of the actuarial profession.

Description: This research report sponsored by the SOA's Marketing and Distribution Section gives valuable insights from leaders in the middle income life insurance market.

Description: This paper offer a possible solution to the rising claim cost and high premiums of insurance. Implement a liability deductible the size of which is a function of the driver's record and size of liability cover. From Actuarial Research Clearing House 1993, VOL. 3.