Description: The Actuary Vol. 22, No. 11. This is a debate regarding two approaches to Life Insurance Illustrations: The Range approach vs. the Current Scale approach

Description: Discusses the influence of actuaries in particular state policy issues.

Description: Part 3 of Gray's summary of the Canadian report on taxation by the Carter Commission. One of the provisions would impose a 50% insurance company tax rate on the excess of surplus earnings over policy dividends disbursed.

Description: This article discusses the Financial Condition Examination Handbook and the Market Conduct Examination Handbook, both of which became effective January 1, 1977 after approval by the Executive Committee of the NAIC. The purpose of this new guidance is to update and simplify the examination process for all insurance companies.

Description: Recently completed research studies from the Society of Actuaries.

Description: In this 1977 editorial, the author, an associate editor of The Actuary, discusses the significant changes in federal insurance law in Canada, under which prescribed assumptions will be replaced by the assumptions deemed appropriate by the valuation actuary.

Description: This article describes some implications of increasing government intervention in the industry, such as the potential to eliminate the industry's ability to classify risk due to anti-discrimination laws and pressure to expand social 'insurance' programs

Description: Part 3 of a 3 installment series dealing with the Moss Oversight Committee dealing with sales disclosure for life insurance products

Description: This article describes the pre-HIPAA small group market and identify some of the key changes to this market resulting from HIPAA particularly guaranteed issue and renewal and restriction of pre-existing conditions and.

Description: The author, a Director of the National Insurance Consumer Organization, ‘NICO,’- a new non-profit organization, notes that ‘a consideration in forming NICO is the lack of adequate insurance expertise within the consumer movement.’ The article describes the public comments the organization has made on various life and health insurance issues.