Description: The Long-Term Care Insurance market is evolving. Parallels can be drawn between the current product cycle of standalone LTCI and past experiences of other insurance products. Over the last decade, the LTCI market has shifted to include a greater presence of non-standalone LTC insurance. Individual LTCI sales have been on the decline, while life-LTCI combination products have been on the rise. Because of this, many perceive that the life-combination products are taking over the LTCI market and replacing standalone LTC insurance. While life-combination products meet the LTC needs for policyholders, they may not be a good fit for all consumers in this market.

Description: Update on the Long Term Care Section activities, including new council members, research, and educating policymakers, the public, and other industry associations on developments in health care regulation.

Description: A discussion of the efforts to implement straight through processing and standardization of the HIPAA form for long term care claims data.

Description: This article is aimed at developing young actuaries and how the current LTCI market offers much opportunity.

Description: Reasons reinsurance of legacy long-term care insurance is difficult to achieve.

Description: A wrap-up of the year’s activities, including supporting the educational needs of membership, focusing on sponsoring research, and developing community.

Description: Observations from the author's experiences auditing blocks of LTCI business.

Description: Ideas to improve claim practices, thereby improving public perception of the LTCI industry.

Description: veteran insurance producer, who specializes in LTC planning and insurance, discusses a range of issues from his perspective, as well as HNW clients, their financial advisers and a prominent actuary. The author describes his approach to solution development using the products currently available. He also provides excerpts of his conversation with Doug Burkle, ASA, MAAA regarding industry trends.

Description: An examination of LTCI rate increases from three different perspectives: the insurance company, the policyholder, and the insurance department.