Description: Summary of the NAIC and SOA's PBR Survey.

Description: This paper examines the effects of selection procedures used in epidemiologic studies and suggests that similar procedures could be employed to select standard ordinary insurance risks at the older ages. The experience in this paper was developed from a prospective epidemiologic investigation launched by the American Cancer Society in the fall of 1959 to learn how personal characteristics, living styles, and environmental conditions influence health and longevity.

Description: A discussion of the mortality experience of many countries which demonstrates a dip/decline in mortality rates by age during the period from age 20 to 29. Consideration is then given to the causes of the phenomenon under review.

Description: We ask whether we can find support for the previously reported upper limit of the force of mortality of 0.7, i.e. about the probability of tossing a fair coin.

Description: We ask whether we can find support for the previously reported upper limit of the force of mortality of 0.7, i.e. about the probability of tossing a fair coin.

Description: Discussion of the latest report of the Individual Life Experience Committee ILEC Mortality for Standard Individually Underwritten Life Insurance Between 2005 and 2007 Policy Anniversaries.

Description: The article discovers that mortality is higher for females than for males at higher ages, and suggests "stress" as the explanation. It then discusses mental illness research, including recovery therefrom.

Description: This investigation was undertaken to determine what the electrocardiogram and X-ray, if used routinely, would contribute to the selection of risks with an elevated blood pressure, and to test the accuracy of our impression that women tolerate hypertension better than men.

Description: A paper analyzing cause of death population statistics. Discussion of sources of reporting data with respect to both occupation at death and cause of death especially when there are multiple causes. In the present paper the writer attributes much of the confusion in medical literature on mortality trends to the emphases placed on coronary disease as a cause of death. However, regarding the group of diseases known on the North American Continent as cardiovascular-renal disease the author establishes that the medical and other professions do experience a definitely higher mortality from this disease. Followed by 2 discussion papers submitted

Description: Written from a regulatory perspective, the article covers the purpose of regulation and some regulatory expectations. The topics include the appointed actuary's involvement in corporate governance, reasonability of results when compared to prior results, data quality, familiarity with the company's annual statement and applicable statutes, and areas where appointed actuaries can add value though services provided to smaller life insurance companies.