Description: This session from the 1995 SOA Vancouver Meeting covers trends in health group products and experience, including managed care, PPO's, HMO's, POS's and PHO's. It also covers new developments in group long term disability products. From the Record of the Society of Actuaries, Vol. 21, No. 3a.

Description: This presentation is a panel discussion, session 33PD, from the 2004 Spring Meeting of the Society of Actuaries, held May 19-21 in Anaheim, CA. Current information on experience trends in public and private long term disability [LTD] programs is essential for use in pricing and valuation work. In this session, the speakers, including representatives from the Social Security Administration and the Society of Actuaries Group Disability Experience Committee, discuss the recent morbidity experience that they have observed in their respective programs, the Social Security disability program, and the private LTD insurance market. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 1.

Description: This discussion at the San Francisco and Washington 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: 1998 Valuation Actuary Symposium. The speakers presented a case study on long-term-care gross premium valuations, GPV from an individual disability income perspective, and a case study for a medical GPV.

Description: Panelists discuss current market dynamics, product features, claims adjudication, changes in underwriting requirements, and modeling. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Presented at June 1996 Spring Meeting. Inability to quantify the volatility in individual disability income insurance is one of the key reasons for loss experiences in the industry. Discussion covers: volatility measures for reserving, application of reserve adequacy criteria under various plan designs, application of volatility measures to pricing, and a test of the effectiveness of volatility measures.

Description: Panelists at this session of the SOA 1997 Washington, DC Annual Meeting discuss current issues and emerging trends in the marketplace for group long-term and short-term disability income.

Description: This session from the 1984 SOA Toronto Meeting discusses unisex cost/non-smoker discounts, contingent benefits, indexed benefits, partial loss, guaranteed insurability, valuation standards and claim reserve estimation. From Record of the Society of Actuaries Vol. 10, No. 4A

Description: The panelinsts at this session of the SOA 1997 Palm Desert Spring Meeting present final results of the Group Long Term Disablility Experience Study and discuss the valuation and termination rate issues raised by the study.

Description: This discussion is about the future of non-cancellable disability income.