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Pricing Challenges Today
the appropriate assumptions for claim costs, mortality, interest, lapse rates and required surplus, plus ... rates=Lapses;Loss ratio=LR;Morbidity rates=Morbidity tables;Mortality assumption;Product development;Risk-based cap ...- Authors: Gregory Gurlik, Allen J Schmitz, Daniel Bret Cathcart
- Date: Jun 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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Long-Term-Care Valuation Issues
Issue Age 80 3,0 .E 2.5 2.4 E 2.0 2.0 2.0- _ 1.s. < .9o 1.0 1.0 1.0 ,_1.0 0.7 0.C Pol Yr 3 Pol Yr ... it is most appropriate to use a multidecrement table when establishing these reserves; similar decrement ...- Authors: Stephen R Atkins, Bartley L Munson, Mark D Peavy, James Robinson, William C Weller
- Date: Apr 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Professional associations; Long-term Care>Long-term care insurance
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Actuarial Review of Long-Term-Care Experience Studies
separately for persistency and mortality. Some companies reported mortality separately. Some didn't. Where ... Where they didn't, it's in the persistency. Mortality is a tough one. I suspect most companies, including ...- Authors: Gary L Corliss, Mark Newton, P J Stallard
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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Senior Health Products - Long-Term Care: Are There Any Answers?
individual. We did a sales survey about two years ago. Table 1 shows the ranking according to volume. It has ... --transferring --COGNITION • Certification of need • IADLS TABLE l LEADING SELLERS: LTC AND HC Company Individual ...- Authors: Mary Ann Brown, Application Administrator, Susanne C Bowman
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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Gross Premium Valuations
was formerly a consulting actuary. This case study ~s not based on any block of business that the Long ... companies doing. The actuary used a 1980 CSO mortality, which was consistent with what was required Eor ...- Authors: Peggy Hauser, Robert Cumming, Ross Bagshaw
- Date: Jan 1998
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Long-term Care>Long-term care insurance; Reinsurance>Long-term care reinsurance
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Session 38 - LTC Experience Reporting Forms - What can we learn from them?
follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... 3 In the beginning Form A, B, C Early 1990’s through 2009 Focus: monitoring compliance with lifetime ...- Authors: Janet Perrie, Anne Hauser Gunnlaugsson
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Topics: Long-term Care; Long-term Care>Long-term care insurance
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Probability of LTC Ruin?
with specific assumptions for voluntary lapse, mortality and morbidity. We're going to break it out between ... since most people are used to using that for mortality. So, q is the probability of any of these assumptions ...- Authors: Janet Perrie, Daniel Bret Cathcart, Amy Pahl
- Date: May 2004
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Stochastic models
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Long-Term Care - Who Needs It, Wants It, or Can Pay for It?
Long-Term Care - Who Needs It, Wants It, or Can Pay for It? 1992 SOA Annual Meeting, Washington, ... reinsurance;Morbidity rates=Morbidity tables;Mortality assumption;National Association of Insurance ...- Authors: Mary Ann Brown, Bartley L Munson, Ronald D Hagen, Susan Van Gelder, Rachel M Hancock
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance; Public Policy
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Measuring Morbidity in Long-Term Care
Measuring Morbidity in Long-Term Care Panelelists at this session of the SOA 1997 ... impact of morbidity on plan design. Alzheimer's disease and dementia;Data mining;Data warehousing;Inflation;Loss ...- Authors: Gary L Corliss, Robert O Young, Mark S Dinsmore
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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Life/LTC Blends: The Best of Both Worlds
These riders, which were first introduced in the U.S. over a decade ago, allow policyholders to access ... 80 percent of the life insurance in force in the U.S. Most of the current ABRs allow for some or all ...- Authors: Cary O Lakenbach, Application Administrator, Keith Dall, Mary J Bahna-Nolan
- Date: Oct 2001
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance