Description: Presented at September 1995 Valuation Actuary Symposium. Discusses individual disability income reserves and profit measures.

Description: 1999 SOA Annual Meeting, San Francisco. This panel explored ways in which disability insurance underwriting guidelines must be closely linked to product design and sales methods. Panelists discussed a number of specific issues, including emerging illnesses, the protective value of various testing procedures, the role of financial underwriting, and the links between product, price, and underwriting.

Description: Discussion of the following topics pertaining to disability income and other health insurance: 1. What portions of the loss of income and of the expenses incurred are properly insurable? 2. What special problems are encountered in providing suitable coverage for the following: a Employees and dependents eligible under Group plans b Individuals employed or not employed and their dependents ineligible under Group plans c Aged persons. 3. Methods for companies to meet the problems of overinsurance arising from duplication of coverage or from other causes?

Description: Panelists discuss the types of adverse selection faced by disability insurers and the manner in which companies deal with the risk in different markets. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 5

Description: This panel discussion examines individual long term disability insurance and discusses increased incidences, overinsurance, social insurance, new products and better underwriting. From Record of Society of Actuaries, 1977 Vol. 3 No. 3, Mr. Shapland moderating.

Description: The panelists in this session explore the characteristics of liability cash flows for disability insurance and discuss the implications for a company's investment strategy. Specific topics to be addressed include cash-flow patterns, duration analysis, asset/liability matching and investment strategies.From the Record of the Society of Actuaries, Volume 29, No. 2, Session 67

Description: This presentation is a panel discussion, session 33PD, from the 2004 Spring Meeting of the Society of Actuaries, held May 19-21 in Anaheim, CA. Current information on experience trends in public and private long term disability [LTD] programs is essential for use in pricing and valuation work. In this session, the speakers, including representatives from the Social Security Administration and the Society of Actuaries Group Disability Experience Committee, discuss the recent morbidity experience that they have observed in their respective programs, the Social Security disability program, and the private LTD insurance market. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 1.

Description: Several employers at the SOA 1997 Palm Desert Spring Meeting discuss their experience implementing managed disability programs of different types. These employers discuss the barriers they needed to overcome to implement their approach to managed disability, and the impact of their managed programs on cost and quality of service.

Description: This session is about health insurance cash-flow testing through liability and asset modeling for individual disability income insurance and health valuations. From Record of Society of Actuaries Vol. 19, No. 1B.

Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.