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Solvency/Consumerism Conflict: State Versus Federal Regulations
without any of those first three sets of needs taken care of. They are hungry, they don't feel safe, and they ... anyone cares for them. Until those things are taken care of, very little learning or growth will occur.- Authors: Donald R Sondergeld, Terry Deal
- Date: Jun 1992
- Competency: Leadership>Change management
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession
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Allocation Of Assets And Investment Income
consequence, an allocation of invested assets, either direct or implied. We can look at the process from either ... work in practice. Each of our three panelists has direct personal experience in this field and is well qualified ...- Authors: D Allen Loney, Daniel J McCarthy, Donald R Sondergeld, Kenneth W Stewart
- Date: May 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset allocation; Financial Reporting & Accounting>Statutory accounting
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Some Actuarial Considerations for Mutual Companies
a portion of general overhead expense to be a direct charge against surplus earnings. This helps to ... acquiring the same volume of business through direct writing, since the transferred reserves plus surplus ...- Authors: Thomas P Bowles, Donald D Cody, Linden Cole, Louis Garfin, Ardian Gill, Norman E Henricks, Howard H Kayton, Robin B Leckie, John C Maynard, Brian R Newton, Claude Y Paquin, Henry B Ramsey, Paul E Sarnoff, Donald R Sondergeld, Robert C Tookey, Owen A. Reed, Charles L. Trowbridge
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting
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Variable Universal Life Insurance
5 percent would be marginally costed and have a direct impact on overall acquisition costs. One additional ... could make that available to client companies on a direct reinsurance basis. MR. LES WEBB*: I would like ...- Authors: Michael Braunstein, Joseph O North, Zafar Rashid, Donald R Sondergeld, William A Stoltzmann, Michael R Tuohy
- Date: Apr 1985
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Ordinary-New Products
products and no longer can life insurance products and direct equity participation be considered as mutually ... unduly complicated; but, in fact, it is a simple and direct contract to administer when compared with the current ...- Authors: Donald R Sondergeld, James C H Anderson
- Date: Apr 1975
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Profit Standards And Analysis Of Earnings For Insurance Companies
managing by a formula- determined surplus basis. Its primary value is as a relative guide. Pro- jection analyses ... in developing the corporate level plans. The primary performance measures that we use for corporate-level ...- Authors: Richard Kischuk, Robin B Leckie, Robert Shapiro, Donald R Sondergeld, James Trimble
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting
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Profitability as a Return on Total Capital
Profitability as a Return on Total Capital In this paper the author develops techniques for measuring ... SONDERGELD ABSTRACT It has been said that the primary job of management is to manage capital, and that ...- Authors: Henry B Ramsey, Donald R Sondergeld
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Finance & Investments>Capital management - Finance & Investments
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A Comparison of Alternative Generally Accepted Accounting Principles GAAP Methodologies for Universal Life
integral parts of the re- serving mechanism, whose primary (if not sole) purpose is to cause profit to be ... factors not explicitly mentioned in the paper. The primary issue here is that Mr. McLaughlin related earnings ...- Authors: Mark Evans, S Michael McLaughlin, Donald R Sondergeld
- Date: Oct 1987
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Earnings and the Internal Rate of Return Measurement of Profit
simple ones that were chosen to demonstrate IRRMA. Care should be taken to avoid generalizing after making ... assumed yield on the noninsurance surplus account. Care should be taken in drawing any conclusions regarding ...- Authors: Richard S Robertson, Donald R Sondergeld
- Date: Oct 1974
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
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Market Value Adjusted Products
Market Value Adjusted Products Presented at May 1986 Spring Meeting. This session discussion is ... of their RRSP to spend on tangible goods. The primary reason for cashing out is to move their funds to ...- Authors: William Carroll, Jan Pollnow, Donald R Sondergeld, Murray John Taylor
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Life Insurance>Non-forfeiture benefits