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Designing Your Own Individual Disability Reinsurance Program
few years, not unlike what has happened on the direct side. Poor profits have led a number of the reinsurers ... in this business. This may be a good time for direct companies to examine their reinsurance needs regarding ...- Authors: Robert Beal, Andronico L Castillo, William Obert, Vincent DeMarco
- Date: Jun 1999
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance
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Is Non-Cancellable Disability Income Viable?
reasons for that. At the Guardian, an old medical care line of insurance is guaranteed renewable. Some ... services, and investment services. One of our primary responsibilities, I believe, is to classify risks ...- Authors: John M Lenser, David E Scarlett, David Simbro, Kevin Farley, Daniel D Skwire
- Date: Jun 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Group Long Term Disability
Security including family benefits or integrate the primary insurance amount only. To determine the proper ... Tax Income R@_laced By Disability Annual Income Primary Offset Full Offset $i0_000 98% 66% 20_000 93 74 ...- Authors: Paul W Anderson, Richard S Bilisoly, Robert W Grindley, Kurt K Von Schilling
- Date: Jun 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Insurance Opportunities for Life Insurers
reinsurance lines, which include IDI and long-term care. Currently, Munich American Reinsurance is a recognized ... socio-economics of that field changed to a managed-care crisis, it was ill prepared to sustain the volatility ...- Authors: Andronico L Castillo, Daniel D Skwire, Erica Morrison-Brazitis, Application Administrator
- Date: May 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Opportunities in Under-Penetrated Disability Markets
and they don't really care a lot whether it was work-related. They do care about workers' compensation ... ) Employers also expect increased quality of care. (If you have one message going out about treatment ...- Authors: Frederic L Broers, David E Scarlett, Daniel D Skwire, Wendy Manners
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Group LTD
from one-income families or were at least the primary wage eamer from two-income families. Secondary ... remain at work or return to work, if they were the primary wage eamer of the family. For most companies, the ...- Authors: Frederick Brown, Julia T Philips, Wayne V Roberts, Timothy W Knott, Stephen Mitchell
- Date: Apr 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
have as many built-in statutory problems as health care expense insurance, because most legislators are ... that periodically adjustable policies with full direct off- set provisions for social insurance have been ...- Authors: David L Baxter, John C Caton, Charles Habeck, W Duane Kidwell, Gerald S Parker
- Date: May 1982
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Current Reserving Issues for Disability Insurance
the experience data. Why margins? Because the primary purpose of statutory reserves is to assure company ... assumptions need to be appropriately conservative. The primary risks that need to be provided for are: (1) ordinary ...- Authors: Kenneth W Faig, Charles Meintel, Vincent DeMarco
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
result of an accident or sickness and is under the care of a doctor. Total disability is never required ... marketing the product. The usual brochures, as well as direct mailing pieces and rate books were developed, and ...- Authors: Andrew M Perkins, Robert L Spies, JOHN HAYNES MILLER, William C Koch
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Appraisals of Long-Term Disability and Life Waiver Blocks
transaction is fairly simple. It consists of a direct-writing insurance company transferring the ... reinsurers, and a lot of interest on the part of some direct-writing companies for doing these kinds of transactions ...- Authors: Peter A Heinrichs, Daniel D Skwire
- Date: Jun 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance