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Innovation in Savings Product Design
distributors, meaning banks, stock brokerage companies, direct marketing organizations, and property and casualty ... underlying funds. 311 RECORD, VOLUME 21 Company direct term is a by-product of many different factors ...- Authors: Alan K Ryder, Marc G Verrier, Peter S Mavrogenes
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments; Global Perspectives; Life Insurance
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Recoverability/Loss Recognition
regard, it is worth noting that, unless a lot of care is used, adding margins to some assumptions for ... Remember, my company is a reinsurer only with no direct business, and what we do should be considered ...- Authors: Steven H Mahan, Stephen A J Sedlak, Charles Underwood
- Date: Jan 1992
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Actuarial Profession>Standards of practice; Annuities; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Health & Disability; Life Insurance
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Single Premium Life and Annuity Products
We haven't seen any really great successes in direct marketing yet, but I believe that they are also ... components obviously are different, but a lot of care is taken to keep the two totals comparable. The ...- Authors: Douglas French, Patricia Guinn, Paul H LeFevre, Michael Winterfield
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Life Insurance and Annuity Products Under Alternative Taxation Systems: The End of Life as We Know It?
if the tax system is changed, this could have a direct effect on the tax burden that individuals and companies ... combine health protection products such as long-term care with life insurance and annuities, which Life ...- Authors: Christian J DesRochers, Marilyn Brown, Craig R Springfield
- Date: May 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Impact of Regulatory Uncertainty on Product Innovation
future. Now, just a quick overview of XXX. The primary issue that one needs to learn to deal with is the ... other forms of indemnity benefits like long-term care. But I think for the moment, at least for the near-term ...- Authors: Timothy Pfeifer, James Van Elsen, Robert E Wilcox
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Digest of Smaller Company Forum
time studies or sample activity counts are used, care must be exercised to assure that the result is repre- ... What form should the projection take? Since the primary instrument for measuring the financial experience ...- Authors: John C Bertram, Barry L Blazer, John M Bragg, Ralph E Edwards, Norman T Fuhlrodt, Harold Gilbert, Kenneth L Gittings, Melvin L Gold, Donald S Grubbs, John E Hearst, Clayton L Jackson, Wilford A Leonard, Bruce G Lindsay, Robert L Lindsay, John S Moyse, Joe B Pharr, Anna M Rappaport, Edwin E Stancik, Frederick S Townsend, Milton F Chauner, B Franklin Blair, W Gilbert Cook, Andrew M. Stiglitz
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities; Financial Reporting & Accounting; Life Insurance
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Asset/Liability Performance Measurement for Life Insurance and Annuity Products
now, and in my opinion there appear to be two primary obstacles in measuring asset/liability performance ... made on a real-time basis. Now that we've taken care of definition, let me say a few words about the ...- Authors: Garth A Bernard, Joseph J Buff, Thomas Ho, L SS
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Asset liability management; Life Insurance
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Current Topics: Canadian Insurance
brokerage marketing side of the business. His primary concerns involve the viability of his distribution ... Superintendent of Insurance asking for permission to make direct recognition in our dividend scales for policies ...- Authors: Robert M Astley, Charles C McLeod, Gary Mooney, D Ted Steven
- Date: Oct 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Interest Rates Are On The Move: Is Your Company Prepared?
and variable annuity are going to have minimal direct impact, although I would have said that's more ... implementation. You can do duration analysis that will take care of a lot of the weaknesses that Ross mentioned if ...- Authors: Henry M McMillan, Ross Bowen, David Weinsier
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments; Life Insurance
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The Economics of Discrimination
is necessary. The next question is: would anyone care if the chooser chose to indulge his preferences ... behavior. From a social point of view, should we care; should we impose legislative restraints on his ...- Authors: Shane A Chalke, Walter E Williams
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability; Life Insurance