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Term Insurance Reserving
radio too, and that brings us to the rise of the direct marketers. Many of you are familiar with advertising ... radio, television, and the Internet. This is the direct marketing of term insurance. These are the select ...- Authors: R Thomas Herget, Marina Adelsky, Kathleen Hansberger
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Reinsurance Response to Guideline XXX and New York Regulation 147
reserve problems? How are these regulations affecting direct company products? Are there practical steps that ... discuss both the reinsurer's viewpoint and the direct company's viewpoint. Our first speaker will be ...- Authors: Franklin Clapper, Neil Gerritt, Robert Reale, Rachel M Hancock
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Public Policy; Reinsurance>Life reinsurance
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What's New with Term Insurance
been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...- Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy
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Term Insurance
profitably. In recent months, both reinsurers and direct writers have spoken out publicly concerning their ... of the lapse rates being experienced, both by direct writers and reinsurers. Unfortunately, the experience ...- Authors: Gary E Dahlman, Harold G Ingraham, John D Morrison, R Stephen Radcliffe
- Date: May 1983
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Term Insurance: New York Regulation 147 and the NAIC's XXX
can be used. Another optional exemption is for direct sales of attained-age YRT products. Once you've ... now aNew York law; effected January 1, 1994 for direct writers and January 1, 1995 for reinsurers. The ...- Authors: Johan Lotter, Carol A Marler, Timothy Pfeifer
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Public Policy
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The Future of Permanent Life Insurance
The Future of Permanent Life Insurance RECORD OF SOCIETY OF ACTUARIES 1981 VOL. 7 NO. 3 ... investment selection. We will, I suspect, find a direct relationship between our cred- ited rates, surrender ...- Authors: Kenneth T Clark, David R Johnston, Stanley B Tulin, Myron Henry Margolin
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Whole life; Public Policy