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Dread Disease Insurance: Yesterday, Today, and Tomorrow
payroll deductions. I am an actuary in Allstate's direct response business unit. We market accidental death ... hospital stay, we would pay this benefit. Convalescent care was introduced in the early 1970s, mainly because ...- Authors: David B Arial, Don N Patterson, Mark Shaw, Curtiss S Sheldon, Jeffrey Morris
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Public Policy
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Problems and Solutions
health insurance like disability income or long-term care. Many companies, because of resource and time ... companies who served as valuation actuaries or provided direct support, and have discussed with several financial ...- Authors: Abraham Gootzeit, Application Administrator, Craig R Raymond
- Date: Jan 1993
- Competency: External Forces & Industry Knowledge
- Topics: Actuarial Profession>Best practices; Modeling & Statistical Methods; Public Policy
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Federal vs. State Regulation
ought to be regulated. The only people who really care who does the regulat- ing are those persons employed ... -- which the majority of you are -- then your primary concern has to be with how your business is regulated ...- Authors: Vincent W Donnelly, Robert L Pawelko, Ian M Rolland, William White
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Late Breaking Developments
a J&S annuity. Let's turn now to the rules for direct rollover and 20% withholding. We recall that this ... 1992 legislation that required plans to offer a direct rollover option. That same law expanded the class ...- Authors: Richard Schreitmueller, R Hardin Matthews
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Public Policy
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Individual Annuity Product Update
come in at third place at 18%, while banks and direct response channels together have now a 10% market ... • VErthinthe variable annuity sector, banks and direct response channels are increasing their market shares ...- Authors: Gordon C Boronow, Stephen E Roth, Hubert B Mueller, Daniel Jaquez, James M Truax
- Date: Oct 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Fixed annuities; Public Policy
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Federal Taxation - An Update
restrictions if further requirements were not met. The primary purpose of TEFRA was the raising of tax revenue ... TEFRA, increases were tied to the increases in the primary insurance amount, thus, a floor benefit of $75 ...- Authors: John H Elken, Gregory William Hintz, Sidney A LeBlanc, Michael J Mahoney, John Palmer
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Tax accounting; Public Policy
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Report on Dynamic Solvency Testing Research
to emphasize that the audience you are trying to direct it to is management. 217 RECORD, VOLUME 21 ... focus on what they understand and what they really care about. It could be different for different managements ...- Authors: Robert S Fillingham, Donna Claire, James B Ross, Roger W Smith
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Sales Illustrations
has been a matter of abuse for more years than I care to name. The ASB has little power to develop practice ... the current clamor for illustration reform is a direct result of the decreasing interest rates in the ...- Authors: Thomas C Foley, Timothy Harris, Kevin A Marti, Stephen N Patzman
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Public Policy
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy