Description: There is much to be learned as we balance the consumer’s need for LTC now and in the future along with the insurer’s need for sustainability.

Description: An examination of LTCI rate increases from three different perspectives: the insurance company, the policyholder, and the insurance department.

Description: A personal experience of joining the LTC industry and a brief perspective on how to address challenges facing the industry.

Description: A consideration of the issues involved in adding long-term care provisions to the social security system in France, and how the conditions differ from those in the U.S.

Description: Discussion of the implications of the newly unveiled health care reform proposal by Senator Baucus. Key issues include abandonment of the CLASS Act, inclusion of LTC in cafeteria plans, funding and tax concerns, individual mandate, privacy concerns, play-or-pay employer mandate, impact on Medicare and Medicaid, and gridlock in the legislative finalization process.

Description: A look at the Alzheimer’s Disease epidemic — demographics, diagnostic testing, risks, research and where to find support.

Description: Observations from the author's experiences auditing blocks of LTCI business.

Description: Editor's comments on current issues in the LTC market such as Lyme Disease and new leadership in Washington, announcememt of the upcoming LTCI conference, and results from the latest LTC Section member satisfaction survey.

Description: A suggestion to review and reassess LTC pricing of the last three decades, in light of dangerously inadequate ratesetting in the early years, and the NAIC's introduction of a model rate stability law.

Description: A wrap-up of the year’s activities, including supporting the educational needs of membership, focusing on sponsoring research, and developing community.