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Innovation vs. Governance - Can They Coexist?
prolongs the development process and endangers the primary value proposition of innovation—being first to ... organization Does the insurer have a culture where the primary question is “why” things are done a certain way ...- Authors: Paul Fedchak, Stacy Koron
- Date: Jun 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Enterprise Risk Management>Governance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
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Universal Life and Indexed UL Current Trends and Reactions
values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...- Authors: Susan Saip
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Insights Into Life PBR Emerging Practices
principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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2020/2021 Life Insurance Pricing Methodology Survey
statutory ROI is significantly the most common primary profit measure of life products, ranging from 71 ... guarantee (IUL NLG). While still also the dominant primary measure for annuity products, use of ROI isn’t ...
- Date: May 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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The Evolution of LTC/Life Combination Products
assumptions, underwriting, and design for long term care combo products over the past 30+ years. The objective ... August 2021 It is difficult to believe that long‑term care / life combination (LTC/life combo) products have ...
- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Product Matters!, August 2020, Issue 118
guaranteed income product (SPIA or GLWB) is a direct hedge of longevity risk. The longer an annuitant ... values to be available for distribution is the primary concern of the buyer. Within this category are ...- Authors: Society of Actuaries
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Product Development, Product Matters!, Issue 112, April 2019
principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...- Authors: Society of Actuaries
- Date: May 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Rethinking the Product Development Process to Fuel Insurers’ Growth
Rethinking the Product Development Process to Fuel Insurers’ Growth Insurers are struggling ... employed by insurers tends to be catered to the primary product set and is heavily tied to legacy technology ...
- Authors: Chris Whitney
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Annual Survey Provides Insight into the UL & IUL Market
values to be available for dis- tribution is the primary concern of the buyer. Within this category are ... over- year during the survey period. Long- term care (LTC) riders attached to UL/IUL policies have been ...- Authors: Susan Saip
- Date: Oct 2018
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life