Description: This article is a review of the National Summit on Retirement Savings held on June 4-5, 1998 in Washington, D.C. The summit focused on the implications of low savings rates on the aging of America and was designed to help policy makers and all Americans think about ways to increase retirement savings.

Description: This overview of the pros and cons of individual accounts and the paygo system was offered by two speakers at the 1999 symposium, “Impact of Social Security Privatization on Retirement Income. From: The Actuary, September 1999 – volume 33 - Issue 7.

Description: The Actuary Vol. 22, No. 1. This article encourages the proliferation of pre-retirement counseling programs and provides the author's views of the components of a successful program.

Description: A review of the last 50 years, concluding that the insurance industry in Canada has been slow to react to consumers' shift in focus from long-term security to rate of return.

Description: Replacement ratios first gained wide prominence in the United States when the Interim Report of the President's Commission on Pension Policy was published in 1980. The replacement ratios from that report were widely used as a guideline in the design of retirement programs.

Description: Review of pamphlet entitled Retirement Income in the United States - A Case for the Composite System. It covers, among other items, the relationship of the three major sources of retirement income in the United States - individual savings, group retirement plans, and Social Security. The conclusions reached ar

Description: This article discusses index-linked securities, in light of the recent “Inquiry into the Value of Pensions” a committee set up by Prime Minister Margaret Thatcher “to consider the value of the differences in inflation protection of private pensions and job security, comparing those for civil servants with others.” The committee endorsed index-linked pensions for civil servants and private sector, and as a result the U.K. government issued index-linked bonds for the use of pension plans.

Description: Portability of pension benefits allows an employee to maintain pension benefits as he leaves one company and joins another. Advocates of portability point approvingly to the way Social Security - a portable pension plan - handles employee mobility. In their view, the private pension system would be fairer to participants and close a gap in pension coverage if it had more portability.

Description: This about the issues facing actuaries in retirement systems as well as the support available to them. Some of the more significant issues are: Declining numbers of defined benefit plans, plan underfunding and the PBGC, increased regulatory complexity and compliance, and increased competition and employment opportunities.

Description: In response to the large volume of acquisitions in recent years, many corporations have implemented defensive measures to make themselves less desirable acquisition targets. A number of techniques involving employee benefits programs can be part of a corporation’s anti-takeover posture. These techniques generally attempt to accomplish imposing a new, significant liability, or cash commitment on the hostile bidder, or placing a block of stock in “friendly” hands.