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Selected Individual Life Topics
along through a lower premium. I suspect that the primary reason for this preference lies in the simplicity ... development, it seems to me that they should have a primary role as the source of new product ideas. Most of ...- Authors: Paul J Overberg, Rodney R Rohda, Phillip A Turberg, Robert James Jordan
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Non-Smokers Policies
of Medicine of _arch of last year estimated that direct health costs attributable to cigarette smoking ... who smoked "high" tar-nicotine cigarettes. If you care to research this further you can see the article ...- Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Fine-Tuning the Product Development Process
creativity was National Travelers with the long-term care rider. They were the first on the street with it ... minute National Traveler came out with long-term care, I bet every company in here went to their local ...- Authors: Shane A Chalke, Gregory D Jacobs
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Premiums and Dividends for Individual Ordinary Insurance
coverage and add to it the commissions and the direct out-of-pocket expenses. Here, party because these ... the new policy and for the old policy, so that a direct year-by-year comparison can be made. For a given ...- Authors: Samuel P Adams, William R Burns, Robert H Dreyer, Richard H Fitzpatrick, Charles T P Galloway, Rea B Hayes, Robert E Hunstad, Earl S Magnuson, Kenneth G Murden, Thomas K Pennington, Application Administrator, Robert Walker, Lyle H Barnhart, Alvin B Nelsen, Royal A Johnson, Charles A Yardley, John W Lincoln, Russel E Munro, George H Davis
- Date: May 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance
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Ordinary Pricing, Product, and Marketing : Adaptations To An Inflationary Economy
Ordinary Pricing, Product, and Marketing : Adaptations To An Inflationary Economy This presentation ... inflation. While inflationary forces have their primary and seemingly obvious impact on expenses, those ...- Authors: Daphne D Bartlett, Wilfred A Kraegel, Clement B Penrose, Robert Shapiro, Ronald E Timpe
- Date: Mar 1975
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Pricing On A Unisex Basis - Considerations
the schedule of charges changes. Now, why do we care about the definition for renewal by agreement? It ... legislature who was very much pro-unisex, did not care what arguments you used. It was an equal opportunity ...- Authors: Christian J DesRochers, Barbara Lautzenheiser, Klaus Shigley
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy