Description: This session from the 1995 SOA Vancouver Meeting covers trends in health group products and experience, including managed care, PPO's, HMO's, POS's and PHO's. It also covers new developments in group long term disability products. From the Record of the Society of Actuaries, Vol. 21, No. 3a.

Description: 1994 SOA Meeting, San Antonio. In this session the sustainability of the historic profitability of group long-term disability was discussed along with the effects of benefit liberalizations, declining interest rates, and economic conditions on profitability.

Description: This paper includes three discussions. The first is about permanent type insurance used as a substitute for group term insurance. The second discussion is about long-term disability experience, offsets and underwriting. The third discussion is about medical care expense insurance including experience, trends, impact of Medicare and COB. From Transactions of Society of Actuaries 1968, Vol. 20 Pt. 2, No. 57

Description: This paper includes three discussions. The first is about permanent type insurance used as a substitute for group term insurance. The second discussion is about long-term disability experience, offsets and underwriting. The third discussion is about medical care expense insurance including experience, trends, impact of Medicare and COB. From Transactions of Society of Actuaries 1968, Vol. 20 Pt. 2, No. 56

Description: This discussion from the 1983 SOA Vancouver Meeting reviews the movement to small group health plans, group insurance underwriting, the plan design of non-traditional benefit programs such as cafeteria plans, HMO's and PPO's and new financial processes. From Record of Society of Actuaries, Vol. 9, No. 3.

Description: Past problems with Association Group Disability Coverage inadequate pricing, contract deficiencies, less restrictive underwriting standards, lack of risk diversification Issue No. 38

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss the opportunities and obstacles carriers face when integrating workers' compensation with short-term disability and/or long-term disability and/or medical insurance and whether integration can deliver positive results.

Description: Panelists discuss, along with industry experience trends, issues of timely relevance to group LTD actuaries. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: Presented at May 2000 Spring Meeting. Experience on group and individual disability insurance has been historically sensitive to economic and demographic trends. In recent years, for example, the restructuring of the health care industry has caused major upheaval for many disability for many disability insurers. The panelists in this session speak in general terms about a variety of trends, such as the stock market, unemployment rates, interest rates, and the aging of the baby boom generation. They then turn specifically to the disability insurance market and speculate on how these trends may affect financial results.

Description: This session discussion is about tools, techniques, and methods used by the health valuation actuary HVA in dealing with business projections, cash-flow analysis, valuation on nonguaranteed premium business, target surplus analysis, reinsurance and claim reserves. From Record of Society of Actuaries Vol. 18, No. 1A.