Description: This article discusses the proper slope of mortality tables, especially at the high attained ages.

Description: Chairperson’s column describing activities the Product Development section has undertaken to date.

Description: Provide high level summary of predictive modelling.

Description: A nationally recognized market research firm recently conducted a consumer survey pertaining to income term life insurance. Income term life insurance offers a death benefit which includes an upfront-specified income stream, commencing upon death of the insured during the term period, to a surviving beneficiary until (a) a predefined date or (b) death of the beneficiary. This article provides an overview of the results of the survey.

Description: This article details different methods for calculating mortality impact associated with new underwriting programs. A common simplified calculation is compared and contrasted with two first principles approaches. The strengths and weaknesses of both approaches are discussed.

Description: A look back over 20 years to see how product topics of the day have changed and remained the same.

Description: A high-level summary of the results of Munich Re's recent Accelerated Underwriting Survey

Description: Compilation of articles that appeared in the December 1988 edition of the Product Development Section Newsletter.

Description: This article describes considerations that reinsurers take into account when pricing for term conversions and gives suggestions regarding items that the writing company may want to take into account.

Description: Written in reaction to the AG49-A "quick-fix" passed, this article covers the history of IULillustration regulation. It begins by covering major product development and regulationmilestones to date, with numerical examples to show their impacts on illustrations. It thenexplains how the "quick-fix" works and what its impact on illustrations is. Lastly, the articlelooks forward to what could be in store in the future for IUL illustrations.