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Life Insurance for the Digital Age: An End to End View
generations, it is now an opportune time for primary insurers to reassess the traditional approaches ... especially for the millennial generation, we suggest primary insurers offering life insurance products consider ...- Authors: Nitin Nayak, Stephen Abrokwah
- Date: Nov 2017
- Competency: Communication>Oral communication; Communication>Persuasive communication; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Predictive Analytics
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Expense Assumptions in Pricing
can garner from the health business. For their primary product most companies follow a second alternative ... is sometimes also referred to as differential or direct costing. Our conservative approach to expense analysis ...- Authors: John Cumming, Anthony J Grippa, Richard G Woll, Paul T Bourdeau
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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Current State of the COLI-BOLI Market
Concentration of risk contin- ues to be a challenge. Both direct writers and reinsurers have limited capacity in ... mortality experience studies. A 2011 survey of direct COLI/ BOLI writers showed • Case sizes are shrinking ...- Authors: Gregory Brandner, David Elias
- Date: Sep 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Reinsurance News
- Topics: Life Insurance>Pricing - Life Insurance
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What Have We Done To Ourselves? A Discussion Of Current Pricing Philosophy
method of premium payment plan chosen to fund the primary coverages which were death benefits. Of course ... although distinct, does have an influence on the direct insurance marketplace. I will attempt to review ...- Authors: Wayne D Bidelman, Michael Khalil, Application Administrator, R Stephen Radcliffe, Richard S Robertson
- Date: Oct 1986
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Relationship of IRR to ROI on a Level Term Life Insurance Policy
IL. BY THE SOCIETY OF ACTUARIES O ne of the primary pricingmeasures for individual lifeinsurance products ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums To examine the ...- Authors: Wayne Stuenkel
- Date: Sep 2002
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
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Corporate-Owned Life Insurance COLI
perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...- Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Preferred Underwriting: Survey Says?
contracting with reinsurance companies to provide direct analysis of underwriting practices and quality ... then present the preliminary results from both the direct writer survey and the reinsurance survey. This ...- Authors: Application Administrator, Mary J Bahna-Nolan, Mark Swanson
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Individual Life Product Development
etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...- Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
- Date: May 1978
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Technology and the Actuarial Pricing Model - What Comes Next?
FH1747:Q CASHFLOWS PER $100 AT 6 SCENARIOS The primary decomposition in ABCD (Chart 10) clearly shows ... portfolio. We’ve found, for annuities, that the best primary decomposition is not zero-coupon bonds but a synthetic ...- Authors: Shane A Chalke, Thomas W Reese, Irwin T Vanderhoof, Douglas A George, Mark C Abbott
- Date: May 1996
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods; Technology & Applications>Software
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy