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Instant Issue for Life Insurance Products
case. If we look at that same situation under a direct response, that expectancy gets a little bit tighter ... sensitivity to the placement of that case. By direct response we mean Internet sales as well as a ...- Authors: Edward A Turner, Charlotte A Lee, Bill L Moore, James A Fritz
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Individual Life Product Development
stapled the two contracts together - a rather more direct approach. INDIVIDUAL LIFE PRODUCT DEVELOPMENT ... 2. Special Considerations i. CRVH Reserves - A direct application of the Standard Valuation Law yields ...- Authors: David R Carpenter, Douglas G Draeseke, David M Mordorski, Steven A Smith
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy
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Financial Integration of the Pricing Process
THE PRICING PROCESS managers have at least some direct control and influence. The asset allocation decision ... investment department? Historically, I imagine the primary criterion was acquisition yield. What do assets ...- Authors: William Britton, Robert McClester, Philip Polkinghorn, Richard L Sega
- Date: Apr 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Impact of the 1980's on the Surplus Distribution Practices of Mutual Companies
will it take? 4. Will any outside group exert a direct influence on a Company's dividend practices in ... and make them less obvious. But after mandated direct disclosure of the bulk of those expenses, that ...- Authors: Robert D Hogue, Donald B Maier, Richard M Stenson, Thomas C Sutton
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Role Of The Valuation Actuary In Product Development
past years and the inverted yield curves as the primary factors. Whatever the reasons may be, they have ... contain, for a given strategic business unit, the direct expenses of that unit with respect to the organizational ...- Authors: Arnold Dicke, John T Glass, Donald MacDonald, Jan Pollnow, Alan K Ryder
- Date: May 1985
- Competency: Strategic Insight and Integration>Management partnership
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Financial management; Life Insurance>Pricing - Life Insurance
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Setting Assumptions in a Changing World
that of direct expense versus overhead expense. Those names almost speak for themselves: direct expense ... those expenses with growth, whereas, additional direct expenses are asso- ciated with new volume. As ...- Authors: Michael Aloisio, G Boyd, Douglas French, Jeffrey Harper, Wilford A Leonard
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Effect of Taxation in the 1980's
there may be a required capitalization of some direct acquisi- tion expenses should they exceed 100% ... failing to qualify as life companies. Would you care to expand on the sig- nificance of that? MR. ABBOT: ...- Authors: Quincy S Abbot, Richard S Robertson, Louis Weisz
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy
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Expenses and Pricing
simplified description of these methods, the primary difference being the starting point. Market based ... which is a driver for underwriting costs. A less direct measure is the number of policies sold, although ...- Authors: Sam Gutterman, Katherine Anderson
- Date: Jun 1998
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Meeting Recap
counter- productive; and it is much simpler and more direct to compute cash values from the retrospective approach ... agents; personal producing general agents; and direct response. They also discussed advantages and disadvantages ...- Authors: David R Carpenter, Gary Corbett, James Lee Lewis, Dale R Gustafson
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Non-forfeiture benefits; Public Policy
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Combining LTC Benefits With Other Products
Combining Long-Term-Care (LTC) Benefits With Other Products Track: Long-Term Care/Product Development/Health ... trends have spurred interest in providing long-term-care (LTC) benefits. This session explores how LTC benefits ...- Authors: Edward P Mohoric, Melvin Rambo, William DeCapua, Mark J Warshawsky
- Date: Oct 2001
- Competency: Leadership>Thought leadership; Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Health & Disability>Disability insurance; Life Insurance>Pricing - Life Insurance; Long-term Care>Long-term care insurance; Pensions & Retirement>Plan design