Description: This article presents the author's views on how direct writers of term insurance should view and monitor their reinsurance.

Description: Provide high level summary of predictive modelling.

Description: A nationally recognized market research firm recently conducted a consumer survey pertaining to income term life insurance. Income term life insurance offers a death benefit which includes an upfront-specified income stream, commencing upon death of the insured during the term period, to a surviving beneficiary until (a) a predefined date or (b) death of the beneficiary. This article provides an overview of the results of the survey.

Description: A look back over 20 years to see how product topics of the day have changed and remained the same.

Description: A high-level summary of the results of Munich Re's recent Accelerated Underwriting Survey

Description: Read the April 2019 issue of Product Matters! published by the Product Development Section.

Description: The paper describes a cost-benefit analysis to determine the value of electronic health records (EHRs) in life insurance accelerated underwriting programs. Sample cases from a carrier were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes using EHRs was compared to procurement costs. Results were developed to cover a range of scenarios. Factors to consider for carriers evaluating the cost-effectiveness of using EHRs in their own accelerated underwriting programs are also described.

Description: Chairperson’s views on the changing life insurance industry.

Description: Factors for insurers to consider when developing their first equity-indexed universal life product.

Description: New chairperson’s column discussing his goals for the Product Development Section.