Description: Discusses types and methods of analysis of morbidity experience, reserves, and policy form drafting issues.

Description: This panel discussion is about claim reserves. It focused on: 1. Review of methods and statutory requirements in the establishment of claim reserves for property and casualty, life and health insurance. 2. Discussion of different approaches in casualty and life blanks e.g., incurred but not reported reserves.

Description: This discussion looks at regulation - specifically as it relates to Group Insurance and Individual Health Insurance. Since insurance is principally a state issue, the industry is faced with a multiplicity of regulatory responses. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This 1991 panel discussion considers several valuation issues from the point of view of an actuary of an insurance Company, a Blue Cross/Blue Shield Plan, and a Health Maintenance Organization [HMO]. The issues discussed include basic methodology, source of data/coding conventions, extended benefit provision, loss adjustment expense, provider arrangements, employer refund arrangements and cash flow testing. From the Record of the Society of Actuaries Vol. 17, No. 3B.

Description: 1994 SOA Meeting, San Antonio. This session about stop loss insurance covered emerging experience, underwriting trends, PPO pricing, competitive pricing, financial, new products, and hospital and physician-only issues.

Description: This discussion at the San Francisco 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: Discussion of merger and acquisitions issues pertaining to health insurance business. Includes: 1. Due diligence 2. Valuation of business 3. Administrative problems to resolve.

Description: This session discussion is about the effect of solvency concerns on health insurers: NAIC proposed risk-based capital formulas, typical return on equity for health business, rating agency formulas and volatility measures for loss ratios. From Record of Society of Actuaries Vol. 18, No. 1B.

Description: This panel discussion focuses on effective product management of life insurance. Areas addressed include definition of effective product management, internal organization required, establishment of objectives for a product line, coordination of company activities with respect to initial design, and monitoring.

Description: Attendees gain exposure to various approaches for effective surplus management for health entities. From the Record of the Society of Actuaries, Volume 28, No. 2, Session 91