Description: 1993 SOA Spring Meeting, Boston. This session discussed the concepts of expense allocation, determination of product costs, overhead expenses, the product-cost system, variable versus fixed expenses, and pricing on a marginal basis.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. The panelists discuss strategies employed in Canada and the United States to restructure life insurance costs. They discuss levelized commissions and commission financing, joint ventures and reinsurance, ‘sale’ of strain and loads, statutory liability review, and the effect of tax law changes, including the ‘DAC tax.’ Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4B.

Description: This informal discussion looks at the study of Section 213: What problems are involved, and along what lines does the greatest promise of satisfactory solutions lie. From Transactions of Society of Actuaries 1950, Vol. 2, No. 2.

Description: This article is part of the Digest of Smaller Company Forum, which took place at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. It summarizes the comments made by and identifies each individual contributing to the discussion. The discussion topics include measures a smaller company can take to reduce the expense of printing and preparing policy forms, at what stage in a company's growth is it advisable to shift from manual to machine accounting processes, and whether quality rating selection methods are achieving satisfactory results. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.

Description: This paper examines several methods for dynamically adjusting expense assets to reflect differences between actual and expected persistency. Discussions of the paper are included.

Description: This session from the 2003 SOA Orlando Meeting looks at the behind-the-scenes costs that are often missed when designing newer, more complex products. From The Society of Actuaries Record, Volume 29, No. 3.

Description: This article discusses gaining a competitive advantage by reducing new-business processing costs using point-of-sale technology.

Description: This is the tenth experience study conducted by the SOA’s Committee on Life Insurance Company Expenses on inter-company expenses. Contributions of individual life and annuity expense data were received from 13 US life insurance companies.

Description: Instructions for completing the workbook for the 2009 Individual Life and Annuity Expense Study.

Description: This 1981 session focused on Life and Casualty Company Organization for the 1980's. Topics included: 1. The Emerging Managerial Environment 2. Emerging Strategies - What new strategies are called for, and how will goals change with respect Co: a. Profit? b. Surplus levels? c. Growth? 3. Emerging Organization - How should companies organize for the future? From Record of Society of Actuaries, Vol. 7, No. 3.