Description: This article provides an update on Department of Labor's fiduciary regulation for retirement plans/investors focusing on a July 2017 request for information.

Description: Hear from the chairperson on themes in the June 2018 issue of Product Matters published by the Product Development Section.

Description: This is a table from an article in The Actuary Magazine entitled A Strategic Analysis of the US Life Insurance Industry Part II: Products.

Description: This paper shows the mortality element can be partially isolated allowing an exact annuity value to be readily obtained at any interest rate. From the Actuarial Research Clearing House 1979, Vol.2.

Description: Article that recaps a SPDA case study in the use of derivatives for ALM that was presented at the Orlando April spring meeting in Session 40, Are We Prepared for Interest Rates to Rise Again.

Description: Recent studies have shown that most Americans are not taking the steps needed to provide for a comfortable retirement. By saving too little and waiting too long to become serious about investing, many baby boomers will need investments with relatively high rates of return to achieve their retirement goals. Historically, such returns have come only from equity based vehicles. This article discusses how Equity-indexed products [EIPs] are well positioned to help address the savings problem.

Description: Current risk management approaches for variable annuity business are not working very well in today's market turmoil.

Description: Article from The Actuary, March 1986 – Volume No. 20, Issue No. 3 that is a brief description of one of the fastest growing segments of the life insurance industry - the so-called Settlement Annuity.

Description: Structured-note annuities provide a retirement solution for the masses while allowing effective hedging and balance sheet usage for the insurance complex.

Description: Retirees and their advisors should construct diversified portfolios of retirement income, allocating among various retirement income classes that include Social Security, annuities, and systematic withdrawals from invested assets. This essay discusses the pros and cons of various retirement income generators and the issues with constructing retirement income portfolios.