Description: Covers the morbidity experience for the 1977 - 1981 period.

Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.

Description: The 2013 Individual Disability Income Valuation Table (2013 IDIVT) approved by the NAIC as the new statutory minimum reserve morbidity basis.

Description: Covers the experience of employer/employee groups for the period 1976 - 1980.

Description: A brief first report in on the study of the morbidity experience of Group Long-Term Disability insurance. From the Transactions of Society of Actuaries, 1967 Reports.

Description: Preface for the Group Weekly Indemnity study.

Description: The goal of the study is to create tables which are based on Sun Life experience in the first 5 years of disability duration, then equal to 100% of the 1987 basic rates after 5 years. One table was created from the 1987 tables which was unisex and one elim. the LTD claim file has an approximate 50/50 split of male, female claims and 3, 6 month elim claims.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of incidence experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base incidence rates. Included is the report and pivot table.

Description: Information to help participating companies prepare a complete and precise submission for the experience study.