Description: This discussion focuses on the significant aspects of the 1958 mortality experience under group life insurance policies, the significant aspects of the morbidity experience with respect to the various forms of group sickness and accident insurance policies, and the recent experience under individual policies converted from group life insurance or group medical expense insurance plans. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: 1959 SOA Regional Meetings in Atlanta and San Francisco. These discussions on pensions examined the advantages of funding deferred profit sharing plans through a life insurance company and the problems involved in final average retirement plans.

Description: This is a discussion on the title paper by Robert E. Larson. Included are discussions of how Larson's methods would work if applied in their companies.

Description: This summary report on the claim experience under group life insurance policies for the calendar year 1953 indicates a continuation of the pattern of experience for the seven year period 1946 through 1952, which in the aggregate has shown a gradual improvement in mortality year by year. From Transactions of Society of Actuaries, 1954 Reports

Description: This discussion on Group Insurance covers continuing group life insurance on retired employees and whether it is better to purchase with a single premium or use the regular one-year term method. It also covers the continuation of group hospital insurance after retirement. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This paper was presented at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. This paper provides a detailed description of this type of group life insurance, which the author defines as a plan which provides for periodic employee contributions to purchase paid up insurance, term insurance provided by the employer for the scheduled amount less the paid up insurance, and which usually allows for cash surrender after termination of employment. The author provides a brief history, and detail on plan design including premiums and participating features, disability benefits, cash value provisions, coverage schedules, employee contribution schedules, underwriting, and valuation. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss group life and health insurance, including modifications of standard underwriting controls and administration practices for groups of less than 25 lives claim experience and other matters relating to those smaller groups the experience of companies writing hospital plans new forms of group accident and sickness benefits [e.g. major medical] and experience on conversions of group accident and sickness. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: 1973 SOA Annual Meeting. This paper provided summaries of several concurrent sessions from the referenced meeting including: 1. NEW DEVELOPMENTS IN GROUP LIFE AND HEALTH PROGRAMS. 2. MARKETING INDIVIDUAL ORDINARY INSURANCE. 3. ACTUARIAL LITERATURE. 4. INDIVIDUAL DISABILITY INCOME INSURANCE. 5. GROUP SURVIVOR INCOME BENEFITS. 6. GROUP LIFE AND HEALTH - EXTERNAL DEVELOPMENTS. 7. PENSION PLAN FINANCIAL REPORTING.

Description: The present paper starts with the published experience in the 1968 'Reports', discusses the factors involved in developing a valuation basis from the basic data, and describes the proposed basis so derived. Commutation functions are also developed.

Description: This paper explores the principles upon which experience-rated group insurance currently is based and discusses the question of whether or not these principles are sound. Followed by discussion papers submitted by several authors