Description: Steps the AAA long-term care work group is taking to address the actuarial certification and rate stability of LTCI. From Long-Term Care Newsletter, August 2001, Issue No. 5.

Description: Welcome to the first articles written for the Underwriting Network appearing in the newsletter. At the 5th Annual Inter-Company LTCI Conference, Dr. William Rodman Shankle and Dr. James M. Jacobson gave us a fresh look at cognitive testing.

Description: Overview and summary of LTC First Principles modeling article series

Description: Observations of a Home Health Care Experience Analysis incidence rates, selection rates, avg length of service. From Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: This article incorporates the NAIC long-term care insurance model regulation to discuss the appropriateness of rate increases by monitoring emerging experience to manage the risk. This includes experience analysis issues, maximum rate increase calculations, business considerations and valuation issues. From Long-Term Care, December 2003, Issue 10

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: This report, as well as the previous three, is based on data gathered for policies issued back to 1984. Data in this report has been combined and analyzed from 20 organizations 24 insurers that provided information to further the public and private knowledge of long-term care insurance.

Description: NAIC Actuarial Certification requirements for long-term care insurance and ASOP 18, pricing issues. From Long-Term Care Newsletter, April 2001, Issue No. 4.

Description: This article addresses the complexities and practicalities of constructing a continuance curve from long-term care LTC claims data.