Description: This is the second article in a four–part series. In this article, the industry's products are examined.

Description: This article is a discussion about the trends and changes affecting the life insurance industry by impacting product growth. Read how today's ideas can become tomorrow's successes.

Description: A review of the last 50 years, concluding that the insurance industry in Canada has been slow to react to consumers' shift in focus from long-term security to rate of return.

Description: Diagram displaying the relationships between the various annuity certain functions.

Description: Article Book Review by Ray in The Actuary, January 1979, Volume 13, Number 1

Description: In the early 1990s, when several large U.S. and Canadian life insurers teetered on the brink of insolvency and finally collapsed, the U.S. Department of Labor issued its 'safest annuity' provision [DOL Interpretive Bulletin 95-1] ruling that private pension plans buying annuities had the fiduciary obligation to choose the 'safest available' provider. This article examines the effect this ruling has had on the annuity market.

Description: This article examines the issues, trends and opportunities associated with life insurance distribution.

Description: Feature article about how life insurance companies can manage the financial risk of life and annuity unclaimed property.

Description: This article derives a recursion formula for determining life contingent annuity payments, and explains how it lends itself to use in computer programs.

Description: This is the first article in a four-part series. In this series of articles, analysis of the U.S. life insurance industry's customers, products, distribution system and regulatory and tax environment will be given. This first part of the series focuses on the customer and the changing product mix of the life insurance industry.