Description: The paper provides information on the background, construction, and analysis of a new credit disability table, and then offers suggestions for the development of a valuation table.

Description: The goal of the study is to create tables which are based on Sun Life experience in the first 5 years of disability duration, then equal to 100% of the 1987 basic rates after 5 years. One table was created from the 1987 tables which was unisex and one elim. the LTD claim file has an approximate 50/50 split of male, female claims and 3, 6 month elim claims.

Description: The Society's Group Disability Insurance Experience Committee latest experience table report. This is summary pivot table of termination results, including expectations developed with the 2008 GLTD Experience Table. Please see the SOA website experience studies for the full report.

Description: This is the actual experience table accompanying the Group Disability Insurance Experience Committee latest experience table report. Tables show recoveries and deaths. Please see the SOA website experience studies for the full report.

Description: This session from the 1995 SOA Vancouver Meeting reviews the findings of the recent Group Life Experience Study using data from 1985 to 1989. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: 1967 Report presenting two-part analysis of morbidity experience under individual loss-of-time policies. The first part of this report covers experience in the first year of the benefit period, and the second part covers experience in the second of the benefit.

Description: Information to help participating companies prepare a complete and precise submission for the experience study.

Description: The abstract for the paper Trajectories of Disability and Mortality Among the U.S. Elderly Population: Evidence from the 1984-1999 NLTCS.

Description: The Product Development Section has recently sponsored research on waiver of premium and waiver of charges riders. Waiver riders are commonly offered as optional benefits or included automatically on individual life insurance policies as an integrated benefit. In the event of disability, a waiver rider may waive future life insurance premium due or contribute an amount to a flexible account, such as the average premium paid over the past year or the cost of insurance charges. Despite the prevalence of these riders, the current valuation standard is still the 1952 Society of Actuaries (SOA) Disability Table.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 1997-2006. This is an excel spread sheet with Pivot Tables to supplement the data shown in the full report. Please see the SOA website for the full report.