Description: This discussion is on selected individual life topics such as: competitive pressures preferred risk/non-smoker policies and the impact of the field force on product design.

Description: This panel discussion explores various pricing and profitability measures for individual life and health products and the effect of the company being stock or mutual.

Description: Discusses the results of an inter-company study of the effect of cigarette smoking on Ordinary Insurance mortality. The study also includes an underwriting guide.

Description: This feature discusses the article by syndicated columnist Ellen Goodman in the March 3rd Los Angeles times titled Insuring an End to the Actuarial Rip-Off of Women It was about risk classification arguing in favor of unisex pricing for individual contracts, which the author of this article did not agree.

Description: Discusses definition of life insurance, exchanges, policy loans, single premium life products, and variable life products. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: This session discussion is about pricing on a unisex basis, regulatory developments, protecting against adverse selection, pricing considerations and experience analysis. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This article discusses the development process and the impact of implementing levelized commission products.

Description: This is an investigation of the persistance of individual life insurance risk mortality differentials by utilizing an approach inspired by online predicitve markets.

Description: This article discusses a recently completed RGA in-depth study that looked at assumptions and experience for lapses and mortality at the end of the level premium period for level term business.

Description: Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for UL/IUL competitors relative to trends in the industry.