Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss group life and health insurance, including modifications of standard underwriting controls and administration practices for groups of less than 25 lives claim experience and other matters relating to those smaller groups the experience of companies writing hospital plans new forms of group accident and sickness benefits [e.g. major medical] and experience on conversions of group accident and sickness. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This discussion explores the areas of administration which takes use of electronic equipment in the group field. The panel also discusses policyholders looking to insurance companies for greater or lesser administrative services and if there is any noticeable trend toward self-insurance in connection with benefits under employee welfare plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion on statistical analysis and group insurance examines the use of Reports of Mortality and Morbidity by smaller companies, practices followed to obtain a satisfactory experience with group accident, sickness and group hospital, surgical and medical coverages. From Transactions of Society of Actuaries 1955, Vol. 7, No. 18.

Description: Data call for the upcoming Group Term Life Experience Study, which will cover 2007 to 2009. This is a long-standing experience study of the SOA. The results are used by companies to update pricing, and in the past, the IRS has used results to update Table I rates, which determine imputed income related to group term life employer plans.

Description: This article provides a description of the eleventh in a series of annual reports by the Veterans Administration on the Servicemen’s Group Life Insurance Program. The author notes that the report gives general information on the Programs including a brief history from the inception in 1965 through the Veterans Insurance Act of 1974 and the introduction of the VGLI and Retired Reserve coverages, and details on the coverages and operation of the SGLI Program for the year ending June 30, 1976.

Description: This discussion is about the effect of Commissioners 1961 Standard Group Life Insurance Premium Rate on the maximum amounts of insurance permitted without evidence of insurability and the extant of experience rating and risk charges in dividends. From Transactions of Society of Actuaries 1961 Vol. 13 Pt. 2

Description: This discussion is about the persistency experience of individual members under professional association plans. From Transactions of Society of Actuaries 1961 Vol. 13. pt.2

Description: This panel discussion, which occurred at the October 1982 Society of Actuaries Annual Meeting in Washington D.C., presented a discussion on management strategies in today's group insurance market. Strategies discussed included: a. Coping with economic cycles, b. The cost shifting problem,c. Organizational structure, d. Administrative requirements, e. Marketing strategies, f. Product design and costs. From Record of Society of Actuaries, Vol. 8, No. 4.

Description: This session from the 1984 SOA Atlanta Meeting covers the reasons sponsors implement cafeteria plans, basic design options, measuring experience, the cost of options and the pros and cons of cafeteria plans.