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  • Trends in Agent Compensation
    product disclosures may lead to an increase in direct sales. Banks and mutual funds will use existing ... traditionally their products are sold using the direct relationship between the consumer and the organizations ...

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    • Authors: Douglas W Brooks, Thomas C Guay, David M Brown
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Programs To Conserve Traditional Life Insurance Policies
    had for sometime a small unit of employees whose primary purpose is to follow up on lapsed policies. Today ... preserving the value of the existing business is of primary importance, each company must prioritize its program ...

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    • Authors: Eldon R Canary, Bradley Joern, Myron Henry Margolin
    • Date: May 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • What's New with Equity-Oriented Life Products?
    of Towers Perrin in our Atlanta office. Noel's primary areas of practice are financial modeling of life ... provision and may have something to do with long-term care. We're obviously seeing a continued focus on ...

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    • Authors: Christine E Dugan, Rhonda R Elming, Elinor Friedman, Noel Harewood
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Simplified Issue Life Insurance - Current Practices and Next-Generation Products
    cases, we would focus the question on "check the primary or the answer that best describes the product ... common ones include return of premium, long-term care, maturity extension, increasing death benefit and ...

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    • Authors: Allen Klein, Brian Louth, Michelle Moloney, Mark Swanson
    • Date: Oct 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Impact of Economic and Population Trends on Insurance and Pension Operations
    adventurous types of distribution, for example, direct response, appear to me to have a future that is ... working wives, and increased reliance upon child-care centers and schools. Effect upon financing pensions: ...

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    • Authors: E Allen Arnold, Joseph H Dowling, Robert H Jordan, J Craig Davidson
    • Date: Oct 1975
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Pensions & Retirement
  • Flexible Benefits - Design From A Plan Sponsor's Viewpoint
    information, but much of it is theoretical. My primary goal is to bring you up to date on the current ... This will have a very positive effect on health care cost containment, since research has now confirmed ...

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    • Authors: Carol L Beatty, Michael Demner, Robert McKay, Cynthia R Riley
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability; Life Insurance; Pensions & Retirement>Corporate plans
  • Corporate-Owned Life Insurance COLI
    perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...

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    • Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
  • Return on Investment in a Rate-Regulated Environment
    affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...

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    • Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Recent And Future Underwriting Trends
    support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...

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    • Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • It Is 1998 - Are Your Life Insurance Products Compliant with 7702/A?
    cover not only a spouse or a child, but also the primary insured under the policy. That is our issue today ... up is although we have term insurance on the primary insured, is this family term insurance QAB, which ...

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    • Authors: Application Administrator, Cherri R Divin, Larry Stern, K.David Nunley
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy