Description: This paper presents a discussion on the paper titled, 'Work Life Expectancy as a Measure of Damages' by Thomas C. Smith and Frank L. Griffin, Jr. The technical aspects of the original paper are discussed, legal precedents for damage findings, and additional factors to be considered in determining damages.

Description: This is the part of the report showing the CGDT at 5.5% tables to the 1996 Group Long-Term Disability Insurance Report. Please see teh SOA website experience studies for teh full report and other related tables.

Description: Discussion of the separate and joint effects of obesity and diabetes on disability and mortality, and ways these effects can be used to improved insurance pricing and reserving, reverse the increasing rates of obesity and diabetes, and improve current projections of disability and mortality risks.

Description: CD Paper Exhibits - Exhibit #3 by SOA from NewsDirect Newsletter, Spring 2000, Issue No. 34, Special Supplement.

Description: Data on morbidity, loss ratios, actual-to-expected continuance rates, and lapse rates for disability insurance, and discussion of the implications with respect to legislation, product design, pricing, underwriting, and marketing. This presentation was made at the 1975 SOA Los Angeles Spring Meeting.

Description: This article offers a brief summary of experience for individual disability income policies based on individual disability income policies which have their first benefit year beginning during 1982 and 1983.

Description: The purposes of this paper were to help determine the level of adequacy of the 1964 Commissioners Disability Table as a basis for reserving disabled lives, and to provide individual insurers with information that might aid them in their deliberations concerning reserve adequacy and reserve table modifications. From Transactions of Society of Actuaries 1980, Vol. 32.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of claim termination experience for the period 2006-2014 and has produced a report that provide a practical set of changes to the claim termination rates (CTRs) of the 2013 Individual Disability Income Valuation Table to reflect key industry individual disability income (IDI) claim experience trends over this time period. The goal was to have the resulting 2006-2014 IDIET in a workable format to facilitate its implementation.

Description: The Group Life Insurance Experience Committee of the Society of Actuaries has completed the 2005 Group Term Life Waiver Reserve Table Report. There were several compelling reasons to develop a new experience study and table, not the least of which was that 35 years is a long interval for any study.