Description: A method to price a term life policy to properly reflect the post conversion experience. Also reserving methods, in both the term and perm products.

Description: This panel discussion is about the viability of single premium annuities and single premium life insurance. Items discusses include product design, pricing and regulatory issues with the back drop of high inflation of the times.

Description: This session from the 1983 SOA Hollywood, Florida Meeting discusses the future of whole life insurance reviewing a comparison of whole life and a combination product of annual renewable term and flexible premium annuity, the decline in whole life and UL's advantages and disadvantages as the product of the future. From Record of Society of Actuaries Vol. 9, No. 4

Description: This material from the 1981 SOA Fall Meeting is a collection of impromptu questions and comments from an Open Forum session on policy loans. The purpose of this session is to discuss the policy loan rates, equity between borrowers and non-borrowers, and equity among groups of policy-owners having different contractual loan rates. The variable loan rate proposal and direct recognition are also covered. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This article discusses the impact on the policyholders and the insurance companies of the phase-out of the deductibility of policy loan interest resulting from the new tax law.

Description: Read the Quo Vadis Reinsurance.

Description: This paper summarizes traditional actuarial thinking on individual policy dividends and some of the current concerns, covering dividend class, reserves and nonforfeiture values on dividends, terminal dividends, dividend illustrations and changes in dividend scales. From Transactions of Society of Actuaries 1978, Vol. 30.

Description: Discusses a method to construct an endowment plan which provides for a maturity value greater than face by treating the paid up amount as the sum insured whenever it exceeds face. The formulas for premiums, cash values and amount of insurance are provided.

Description: A debate among industry giants of whether the life insurance industry in 1977 is entering a period of changes that will affect business in the most fundamental way or whether it's just experiencing normal trials and tribulations.

Description: This article discusses valuation guidelines for participating whole life policies, that should be, in the authors opinion, consistent with guidelines for other types of policies.