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  • Distribution Issues Facing Individual Disability Income Insurance
    product and marketing implications that have a direct bearing on distribution. I will come back up and ... beneficiary or the insured is not necessarily a direct beneficiary. There's not as much potential for ...

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    • Authors: Michael B Koopersmith, Richard A Magro, Jeffrey Kay
    • Date: Oct 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Adverse Selection in Disability Insurance
    to stay with you for a short time, so they don't care if you make money or not. We are prone to focus ... participation and simplified medical underwriting as primary risk controls and describe what I see as some of ...

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    • Authors: Douglas Taylor, Scott Haglund, Frederick Flores
    • Date: Jun 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Individual Disability Income Contract Provisions
    time has been approved in all states, and the full direct offset approach that Jack Caton developed at AUL ... The problem arises from inflation. If you put a direct offset provision in a 416 OPEN FORUM fixed ...

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    • Authors: Charles Habeck, Michael L Kellen, Gerald S Parker, Sherryl Peek, David E Scarlett
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • 'Once More unto the Breach': An Overview of the Disability Insurance Market
    could go into a little story about each one. Health care reform, for example, hit the group business in a ... Health care reform also hit from a claims perspective, relative to doctors and the health care segment ...

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    • Authors: Gordon G Dinsmore, Charles Meintel, Howell M Palmer, David E Scarlett
    • Date: Oct 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • All Lines Insurance Operations
    insurance opera- tions, including differences between direct insurance and reinsurance operations. 2. Solvency ... insurance operations, including differences between direct insur- ance and reinsurance operations. Also, we ...

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    • Authors: Charles C Hewitt, Frederick Kilbourne, Frederick J Knox, W James MacGinnitie, Roy R Anderson
    • Date: Apr 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Individual Disability Income Product and Experience Trends and Group Long-Term Disability Product and Experience Trends
    certainspecialties have been impactedmore by managed care in the recent past than general practitioners, we ... perspective, all kinds of things happened, such as health care reform coming to a head, which had a dramatic effect ...

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    • Authors: Thomas Corcoran, Albert Riggieri, David S Mogul, Robert G Taylor
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • The Future of Individual Disability Income
    population, we put an increased focus on long-term care. We have tried to build connections between our ... individual disability products and our long-term-care products to try to have more appeal for that market ...

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    • Authors: Michael B Koopersmith, David Simbro, Daniel D Skwire, Mark McGuire
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Business Uses Of Individual Disability Income Products
    tendency to want at least a 50% retention by the direct writer. It's time for a change. Business net worths ... with many of these new capital draw type concepts, care must be taken to avoid having these Waccounts" taken ...

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    • Authors: David L Baxter, John M Lenser, Richard B Marx, Gerald S Parker
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Retirement at 70
    them; one is group life insurance and one is medical care plans. The remaining three subjects will be dealt ... succeeding panelists. Let me get started on medical care. In many respects_ this appears to be one of the ...

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    • Authors: Alexander Brunini, Paul H Jackson, Stephen E White, Harrison Givens
    • Date: Apr 1979
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance>Group plans - Life Insurance; Pensions & Retirement>Corporate plans
  • Future Of Non-Cancellable Disability Income
    in medical science. With improvements in medical care, many people who would formerly have died are now ... have a minor child will receive only the PIA (Primary Insurance Amount) if disabled. For a person under ...

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    • Authors: E Paul Barnhart, H Carey Hanlin, W Duane Kidwell, John Miller
    • Date: Oct 1976
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance