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Late Breaking Developments
a J&S annuity. Let's turn now to the rules for direct rollover and 20% withholding. We recall that this ... 1992 legislation that required plans to offer a direct rollover option. That same law expanded the class ...- Authors: Richard Schreitmueller, R Hardin Matthews
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Public Policy
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Federal Taxation - An Update
restrictions if further requirements were not met. The primary purpose of TEFRA was the raising of tax revenue ... TEFRA, increases were tied to the increases in the primary insurance amount, thus, a floor benefit of $75 ...- Authors: John H Elken, Gregory William Hintz, Sidney A LeBlanc, Michael J Mahoney, John Palmer
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Tax accounting; Public Policy
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Sales Illustrations
has been a matter of abuse for more years than I care to name. The ASB has little power to develop practice ... the current clamor for illustration reform is a direct result of the decreasing interest rates in the ...- Authors: Thomas C Foley, Timothy Harris, Kevin A Marti, Stephen N Patzman
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Public Policy
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
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Recent And Future Underwriting Trends
support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...- Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Product Development in the Age of Risk-Based Capital
investmentfor just the traditional profits. The most direct way to factor RBC in your pricing is to just add ... having highly capitalized affiliates underneath the primary company. If you collapse them all down, not only ...- Authors: Gregory D Jacobs, John Dawson
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Term Insurance Developments
important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...- Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
- Date: Apr 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Current Group Life Topics
protection. The individual agent is still the primary focus of life insurance marketing efforts. How- ... group life coverage is solicited through personal direct mail to the individual member on behalf of the ...- Authors: Robert H Hoskins, James E Johnson, Joseph W Moran
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Group plans - Life Insurance; Public Policy
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy