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Federal Income Taxes - Insured And Annuitant Perspective
level playing fields, and stock/mutual was the primary field it was concerned about. The stock companies ... loans and withdrawals is just about as bad as a direct tax on inside build-up. Others take a more moderate ...- Authors: Application Administrator, David Carlson, Stephen C Eldridge, Douglas N Hertz, Andrew D Pike, Virgil Wagner
- Date: Oct 1985
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Public Policy
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What's Next for Annuities?
for medical care, we are going to see a blur of approaches to living arrangements and care arrangements ... Current concepts of long-term care, custodial, nursing, home care, and retirement community living ...- Authors: Thomas J Mitchell, Timothy Pfeifer, Timothy J Ruark, Inger Harrington, Michael Winterfield
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Manufacturing Arrangements
"turn- key" you see the manufacturer takes the primary responsibility for the insurance risk. Sometimes ... pure distribution type approach. And here the primary responsibility again lies with the manufacturer ...- Authors: Leonard Koloms, Thomas J Stoiber, Daniel Winslow, William R Sproul, Harry Taylor
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance
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Current Activities Related to Deferred Annuities
plus savings where the company is protected by direct recognition of loans. They are currently selling ... results. Perhaps, the final answer must go further - direct recognition plus the investment risk borne by the ...- Authors: Gregory J Carney, Stephen H Frankel, Jay Jaffe, John R Thompson, Cathy H Waldhauser
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Titanic of Product Development: Avoiding the Iceberg
Titanic of Product ... customers to help us promote the sale of BMA's direct product though. ... a timely basis to your distributors. They don't care how good your product is. Otherwise, you just shot ...- Authors: Kevin A Marti, Norse N Blazzard, Brian King
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Current Developments Surrounding Regulations and Standards of Life and Annuity Products
ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...- Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Insurance Compensation Trends and Outlook
companies; • Pressures on the current systems from direct marketers, the Internet, and otherwise. Mr ... why there's not much. From the Floor: Would you care to comment on the Canadian experience? Mr. Robinson: ...- Authors: Joel Wolfe, Jeffrey M Robinson, Deanne L Nezas
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Individual Life Insurance Product Design Under Conditions of Inflation
feeling for market segmentation is unquestionably of primary importance. Without it further analysis may not ... the market loan policy loan interest rate and the direct recognition of policy loans on individual policies ...- Authors: Allan Affleck, Charles L Edris, Wilfred A Kraegel, Alan C Snyder
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Annuity Product Development Update
personnel directors of colleges. A comment on direct response. Historically, at least in my experience ... until recently, there have been no successes in direct marketing of annuities. In fact, there has been ...- Authors: Paul H LeFevre, James Thompson, Paul T Bourdeau
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Senior Investment Products: Investing for Today & Tomorrow
door. They do not have to make cold calls or do direct mail. Here is a banker in small-town America who ... low mortality for this, similar to the long-term care. Because in many reverse mortgages, the idea of ...- Authors: Joseph Brennan, Timothy J Ruark, Van A Musso, Rosemarie Shoemaker
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments