Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers. Available data was collected on policies issued between January 1, 1984 and December 31, 2007. Claims incurred on policies during this same timeframe were followed from claim inception through the earlier of claim termination or June 30, 2008.

Description: Accurate forecasts of future health care expenditures for cohorts of elderly individuals can be especially difficult. Current techniques use average per capita costs, based on local experience, adjusted for the cohort's age, sex, institutionalization, and welfare status distribution. This paper presents a method to adjust such per capita cost estimates to reflect more accurately the likely health status of a particular cohort. The adjustment uses the cause-of-mortality profile in the local population, which is a readily available tabulation known to be highly correlated with a major proportion of total medical care expenditures for people beyond age 65. From Transactions of Society of Actuaries 1984, Vol. 36.

Description: This is a discussion about medical care insurance rating including morbidity, impact of group size and underwriting transfer cases. From Transactions of Society of Actuaries 1965, Vol. 17 Pt. 2, No. 47 AB

Description: This report revises, extends, and reformats the non-insured home and community based long term care incidence and continuance tables in the 1995 LTC Task Force Report using more extensive and more recent data from the 1984 and 1989 National Long-Term Care Surveys.

Description: Actuaries work in many industries, including health care. SOA conducts focused research on this important emerging topic.

Description: Proposes new approaches to long–term care insurance products and marketing.

Description: This session covers the economic principles of “buffet pricing” and whether such pricing can be used for health care. Presented is an argument in favor of “all you can eat” pricing of health care where consumers pay a fixed fee and have no constraints on consumption. From the Record of the Society of Actuaries, Volume 27, No. 1, Session 118

Description: This session discussion is about managed care and various aspects of what is working in managed care. From Record of the Society of Actuaries Vol. 15, No. 3B.

Description: Reinsurance for Long-Term Care Insurance by Gary L. Corliss from Long Term Care Newsletter, April 2000, Issue No. 2

Description: Three long-term care claimants lead very full lives, thanks to making the most of their employer-sponsored group long-term care insurance coverage, in terms of using it through intelligent and conservative benefit utilization.