Description: This panel discussion at the 2004 Valuation Actuary Symposium provides an overview of the current risk-based capital [RBC] requirements for life insurers, as well as insight into topical issues and potential changes in RBC.

Description: This report covers the U.S. intercompany mortality experience by amount of life insurance under standard individually underwritten issues between 1989 and 1990 anniversaries. The report also combines experience between 1985 and 1990 so that broader comparisons can be made for males vs. females, smoker vs. nonsmoker, and medical vs. nonmedical issues.

Description: This presentation on the subject of Defined-Contribution Health Plans, covers reasons to move to a DC health plan, advantages and disadvantages, comparison to DC retirement plans, plan designs, pricing, risk considerations, and the regulatory and tax environment. 2001 SOA Annual Meeting, New Orleans.

Description: In this session 100OF of the New York Annual Meeting panelists discuss the major consequences and potential effects of the current economic environment, including the choices of assumption that actuaries should consider in performing cash-flow testing. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: This paper discussed providing consumers of medical care with transparent and comparable price and quality information to enable them to make economically optimal decisions.

Description: Any prudent organization that is obligated to cover health claims will consider the risk that those medical claims vastly exceed expectations. This is true for an employer self-funding employee health benefits, a health system contracted with two-way risk (e.g., Accountable Care Organizations ACOs), and a small or mid-sized health insurance company. Without protection, these risk bearers can incur ruinous losses. Interestingly, the forms of insurance sold to cover such large medical claims, although quite similar, sometimes go by different names depending upon the buyer. • Employer Stop-loss (ESL): self-funded employers who want protection against large unanticipated claims • Provider Excess (PXS): at-risk health systems who have taken delegated risk from a public or private payer and desire protection against large unanticipated claims • Medical Excess/HMO Reinsurance (HMO Re): health insurers (including HMOs) who desire protection against large unanticipated claims The concepts we discuss in this article apply to all three categories of large claim risk.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss the opportunities and obstacles carriers face when integrating workers' compensation with short-term disability and/or long-term disability and/or medical insurance and whether integration can deliver positive results.

Description: This presentation from three state insurance department actuaries at the 1998 Valuation Actuary Symposium Proceedings looks at a variety of topics from the regulator's viewpoint including asset adequacy testing, asumptions used, and regulation XXX among others.

Description: This is a panel discussion session on external influences on health insurance including cost shifting, regulatory issues, and economic influences. From the Record of the SOA 1983 Vol. 9 No. 2

Description: This is the table of contents for discussions held at the 1981 Atlanta Meeting of the Society of Actuaries on October 19-21, 1981.