Description: This is the preferred version of the 2001 CSO mortality tables.

Description: Report on intercompany mortality experience by amount of insurance under standard individually written issues for policy years 2004-05 and excludes rated, converted, and other guaranteed or simplified issues. Policies in force under non-forfeiture provisions are also excluded.

Description: The values of life insurance and annuity liabilities move in opposite directions in response to a change in the underlying mortality. Natural hedging utilizes this to stabilize aggregate liability cash flows. Our study shows empirical evidence that insurers who utilize natural hedging also charge lower premiums than otherwise similar insurers. This indicates that insurers who are able to utilize natural hedging have a competitive advantage. In addition, we show how a mortality swap might be used to provide the benefits of natural hedging to a firm that writes only one of the lines of business.

Description: This study is the latest in continuing reports on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes both preferred and standard classifications. It covers standard individually underwritten life insurance between 1995 and 2000 policy anniversaries.

Description: Report presenting the 1987 and 1988 experience of retired individuals who are covered under insured pension plans in the United States and Canada. Data from years 1983 - 1986 are also included to provide a comparison with 1987 and 1988 experience.

Description: This report presents the 1991 and 1992 calendar-year experience of retired individuals in the United States, who are covered under group pension contracts issued in the United States and Canada. Data for calendar-years 1987 through 1990 are also included to provide a comparison with 1991 and 1992 experience and to provide information on mortality trends over time.

Description: Individual life mortality experience from 1978 - 1983 anniversaries on policies for large amounts: at least $100,000 face for 1974 onward and $50,000 for issue years prior.

Description: This study develops mortality ratios, using contemporary population tables as the base, for the 897 Fellows of the two predecessor bodies to the present Society observed to anniversaries in 1985. A discussion of the paper follows. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: This paper is presented as a means of explaining, in greater detail than was appropriate in its formal report, the methods used in the construction of the new standard ordinary mortality table, temporarily designated as Mortality Table X, and the corresponding experience mortality table, temporarily designated as Mortality Table X.

Description: The purpose of this paper is to describe the studies made leading to the construction of the new valuation table and the 1961 minimum gross premium rates for group term life insurance.