Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: The presenters will discuss predictive analytics as applied to recent group life and disability experience studies and other applications.

Description: This paper summarizes the salient techniques for evaluating and pricing the risks in group disability income coverages. This paper contains examples of how to evaluate short-term and long-term disability experience for developing manual rates. A discussion of the paper follows. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: This discussion panel, which occurred at the April 1982 Society of Actuaries meeting in Orlando, presented information related to income replacement policies- e.g. disability income. Topics covered included: 1. Pros and cons of integrated income replacement policies. 2. Are there any regulatory problems so far? 3. Recent experience and premium rate considerations. 4. Necessary home office support. From Record of Society of Actuaries Vol. 8, No. 2.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: In this session 152 PD of the New York Annual Meeting panelists discuss some of the continuing challenges facing credit disability insurance, and some promising recent trends. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: 1999 SOA Annual Meeting, San Francisco. This panel explored ways in which disability insurance underwriting guidelines must be closely linked to product design and sales methods. Panelists discussed a number of specific issues, including emerging illnesses, the protective value of various testing procedures, the role of financial underwriting, and the links between product, price, and underwriting.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.

Description: Covers the experience for the year 1981. Part 1 provides experience for the first year of the benefit period and part 2 provides the 2nd and 3rd year experience.

Description: This aticle discusses LTD claims experience and the effects of Social Security offsets and pre-existing clauses.